Western Union vs PayPal
Western Union is a reliable money transmitter used all over the world. How does it compare to PayPal? Read our comparison chart below.
Western Union lets you send and receive money domestically and internationally. You can send money online, with their app, or transfer money in person at more than 50,000 US agent locations. Its fees vary depending on the amount, the receiving country, and the transfer method, but it can be as low as $0.
While PayPal has a low flat-rate fee of 2.7% per swiped transaction. It has the ability to accept PayPal payments both in-person and on your website. There is no contract and no monthly fees for the basic plan.
Compare Western Union with PayPal, side-by-side.
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| Visit Site | Learn More | |
Western Union | PayPal | |
|---|---|---|
Western Union | PayPal | |
Send Money - $0 Transfer Fee on Your First Online Transfer - | ||
Benefits and Features | ||
| Transfer Fees | Fees vary depending on location and payment type | Free for domestic personal transactions using PayPal balance, bank account, or Amex Send Account. Fees for other cards and international personal transactions start at 2.9% + fixed fee (based on currency received) |
| Countries Served | More than 200 countries and territories | 110+ countries and markets (160+ countries with Xoom service) |
| Available Currencies | ||
| Payment Methods | Online, with the mobile app, in person at WU location, or by phone through: Cash at WU location Bank account Debit card Credit card Google Pay | Online or with the mobile app through: Bank account Debit card Credit card PayPal Balance |
| Delivery Methods | Cash at WU location Bank account Mobile wallet | |
| Maximum Amount | Varies per destination country and service; up to $50,000 (requires identity verification) | Varies depending on currency; up to $60,000 for verified PayPal accounts |
| Minimum Amount | ||
| Transfer Time | Within minutes to up to 7 business days (depending on payment method) | Within minutes to up to a few days |
| Equipment | Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase | |
| Customer Service | Phone: 800-325-6000 Online chat | Phone, Email, Live Chat Support, PayPal Community |
CreditDonkey® Reviews | ||
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| Pros & Cons | Pros:
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| Bottom Line | Reliable money transmitter used all over the world... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Still need help deciding which money transfer is better? Read the in-depth reviews below. You may also be interested in comparing Western Union or Wise.
Articles on Western Union
Western Union Review
Which Do You Think is Best?
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