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Western Union vs Remitly

Western Union is a reliable money transmitter used all over the world. How does it compare to Remitly? Read our comparison chart below.

Western Union lets you send and receive money domestically and internationally. You can send money online, with their app, or transfer money in person at more than 50,000 US agent locations. Its fees vary depending on the amount, the receiving country, and the transfer method, but it can be as low as $0.

While Remitly is a digital remittance service company that lets recipients receive their money through a bank account, debit card deposit, mobile wallet, cash pick-up, or home delivery, depending on their location. Senders can send money to over 170 countries and 100+ currencies.

Compare Western Union with Remitly, side-by-side.

 Western UnionRemitly
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Western Union

Remitly

SPECIAL OFFER
Send Money - $0 Transfer Fee on Your First Online Transfer - Learn More

Read Western Union Review

SPECIAL OFFER
Send Money Online - Learn More

 

Benefits and Features

Transfer FeesFees vary depending on location and payment typeFees vary depending on location and exchange rates; does not charge fees to recipients
Countries ServedMore than 200 countries and territoriesOver 170 countries and territories
Available Currencies
Over 130 currencies
100+ currencies
Payment MethodsOnline, with the mobile app, in person at WU location, or by phone through:
Cash at WU location
Bank account
Debit card
Credit card
Google Pay
Online or with the mobile app through:
Bank account
Debit card
Credit card
Apple Pay
Google Pay
Prepaid cards
Delivery MethodsCash at WU location
Bank account
Mobile wallet
Bank account
Mobile wallet
Cash pick-up
Home delivery
Debit card deposit
Maximum AmountVaries per destination country and service; up to $50,000 (requires identity verification)Varies depending on sending location; per-transfer sending limit for United States is $30,000
Minimum Amount
$1
Not specified - varies depending on sending location
Transfer TimeWithin minutes to up to 7 business days (depending on payment method)Varies depending on amount, transfer method, sending location, and receiving method
Customer ServicePhone: 800-325-6000
Online chat
Phone: 844-604-0924
Online chat
24/7 customer support
 

CreditDonkey® Reviews

 Western UnionRemitly
Pros & ConsPros:
  • Trustworthy money center
  • Many global branches
  • Money orders
Cons:
  • Does not have the best rates
  • Limited amount for cash withdrawals
Bottom LineReliable money transmitter used all over the world... Read full review
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Send Money Online

Still need help deciding which money transfer is better? Read the in-depth reviews below. You may also be interested in comparing Western Union or Wise.


Articles on Western Union

Western Union Review

Western Union is well-known for sending money anywhere in the world. But do you get the best fees and exchange rates? Read on.

Which Do You Think is Best?





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CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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