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Western Union vs Wise

Western Union is a reliable money transmitter used all over the world. How does it compare to Wise? Read our comparison chart below.

Western Union lets you send and receive money domestically and internationally. You can send money online, with their app, or transfer money in person at more than 50,000 US agent locations. Its fees vary depending on the amount, the receiving country, and the transfer method, but it can be as low as $0.

While Wise offers global money transfers. Users can open a Wise account for free and can send money in any of 40+ currencies to another Wise account or a bank account in 80+ countries. Its transfer fees start at 0.33%.

Compare Western Union with Wise, side-by-side.

 Western UnionWise
 Visit SiteVisit Site
 

Western Union

Wise

SPECIAL OFFER
Send Money - $0 Transfer Fee on Your First Online Transfer - Learn More

Read Western Union Review

SPECIAL OFFER
Transfer Money Online - Learn More

 

Benefits and Features

Transfer FeesFees vary depending on location and payment type
Starts at 0.33%
Countries ServedMore than 200 countries and territories
80+ countries
Available Currencies
Over 130 currencies
Can send money to 40+ currencies and receive from 24 currencies
Payment MethodsOnline, with the mobile app, in person at WU location, or by phone through:
Cash at WU location
Bank account
Debit card
Credit card
Google Pay
Online or with the mobile app through:
Direct debit
Bank transfer
Debit card
Credit card
Apple Pay
Google Pay
SWIFT
SEPA
Delivery MethodsCash at WU location
Bank account
Mobile wallet
Wise account
Bank account
Maximum AmountVaries per destination country and service; up to $50,000 (requires identity verification)Varies per currency and payment method; up to $6,000,000 per local wire transfer
Minimum Amount
$1
No minimum (as long as the amount is atleast 0.01 once converted)
Transfer TimeWithin minutes to up to 7 business days (depending on payment method)Same day to up to 6 working days (depending on payout method)
Customer ServicePhone: 800-325-6000
Online chat
Phone: 888-501-4041
24/7 phone support
 

CreditDonkey® Reviews

 Western UnionWise
Pros & ConsPros:
  • Trustworthy money center
  • Many global branches
  • Money orders
Cons:
  • Does not have the best rates
  • Limited amount for cash withdrawals
Bottom LineReliable money transmitter used all over the world... Read full review
 Visit SiteVisit Site
Wise

Send Money Internationally

  • You get a great exchange rate and a low, upfront fee every time.
  • You move your money as fast as the banks, and often faster – some currencies go through in minutes.
  • Your money is protected with bank-level security.
  • You join over 7 million customers who transfer in 40 currencies across 150 countries.

Articles on Western Union

Western Union Review

Western Union is well-known for sending money anywhere in the world. But do you get the best fees and exchange rates? Read on.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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