PayPal vs Stripe
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Learn More | Visit Site | |
PayPal | Stripe | |
---|---|---|
Online Payment Processing - | ||
Benefits and Features | ||
Monthly Fee | No monthly fees (additional payment features start at $5/mo) | |
Good For | Accepting Paypal payments; Small businesses with average transaction under $100 | Online businesses; Customized checkout experience |
Equipment | Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
Accept International Payments | ||
Customer Service | Phone, Email, Live Chat Support, PayPal Community | Phone (by request), Email, Live Chat, IRC |
Fraud Prevention Tools | ![]() | ![]() |
Invoice Management | ![]() | ![]() |
Pricing Model | Flat rate (also offers customized pricing packages) | |
Recurring Billing | ![]() | ![]() |
Swipe Rate | ||
Online Rate | ||
Keyed-in Transaction Fee | 3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal) | |
Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | 7-14 days after the first successful payment |
Chargeback Fee | ||
Learn More | Visit Site | |
Online Payment Processing
- Accept payments worldwide and automate payouts and financial workflows seamlessly
- Grow with confidence: Whether you're running an e-commerce store, subscription service, or marketplace, Stripe adapts to any business model
- Trusted by millions: From startups to Fortune 500 companies, Stripe powers businesses of every size
- Predictable costs: Transparent flat-rate pricing with no setup fees or monthly charges – pay only for what you use
- Enable more sales: Support credit cards, mobile wallets, and 135+ international payment methods
- Developer-friendly tools: Integrate payments quickly with Stripe's intuitive APIs and documentation
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