PayPal vs Stripe

	PayPal	Stripe

	Learn More	Visit Site
		SPECIAL OFFER Online Payment Processing - Learn More
	Benefits and Features
Monthly Fee	No monthly fees (additional payment features start at $5/mo)	No monthly fees
Good For	Accepting Paypal payments; Small businesses with average transaction under $100	Online businesses; Customized checkout experience
Equipment	Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments	25 currencies	135+ currencies
Customer Service	Phone, Email, Live Chat Support, PayPal Community	Phone (by request), Email, Live Chat, IRC
Fraud Prevention Tools
Invoice Management
Pricing Model	Flat-rate and Interchange-plus	Flat rate (also offers customized pricing packages)
Recurring Billing
Swipe Rate	2.29% + $0.09	2.7% + $0.05
Online Rate	3.49% + $0.49	2.9% + $0.30
Keyed-in Transaction Fee	3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal)	3.4% + 30¢
Deposit Time	Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee	7-14 days after the first successful payment
Chargeback Fee	$20	$15
	Learn More	Visit Site
		Online Payment Processing

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