PaymentCloud vs SumUp

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to SumUp? Read our comparison chart below.

		SumUpStripeSquare
	Visit Site	Learn More
	PaymentCloud	SumUp
	SPECIAL OFFER High Risk? No Problem - Learn More Read PaymentCloud Review	SPECIAL OFFER Compare SumUp Card Readers - Learn More
	Benefits and Features
Monthly Fee	Not disclosed - offers customized pricing	No monthly fees
Good For		Very new or small businesses with average transaction under $50
Equipment	Available through third-party providers (Clover, Dejavoo, etc.)	Card reader: $54 to $169; POS plan: starts at $99/mo
Accept International Payments	Not disclosed
Customer Service	Phone and Form Submission
Fraud Prevention Tools
Invoice Management
Pricing Model	Customized	Flat rate
Recurring Billing
Swipe Rate	Not disclosed - offers customized pricing	2.6% + $0.10
Online Rate	Not disclosed - offers customized pricing	3.5% + $0.15
Keyed-in Transaction Fee	Not disclosed - offers customized pricing	3.5% + $0.15
Deposit Time		1-2 business days
Chargeback Fee		$10
	CreditDonkey® Reviews
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pricing Model
Pros & Cons	Pros: Supports up to 3% chargeback ratio Customized payment solutions Dedicated account manager Cons: Underwriting process No disclosed fees Potential long-term contract
Bottom Line	Trusted merchant account provider for low to high-risk businesses... Read full review
	Visit Site	Learn More
	High Risk? No Problem 98% Approval Accepts Bad Credit Merchants	Compare SumUp Card Readers SumUp Plus Card Reader for $35 SumUp Plus Cradle Bundle for $49
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High Risk? No Problem

• Competitive Options for Payment Processing at All Risk Levels
• Fast Funding
• No Setup/Hidden Fees
• No Minimum Credit Score
• All Industries Accepted

Find Out More

98% Approval

Get Started

• Competitive Options for Payment Processing at All Risk Levels
• Fast Funding
• No Setup/Hidden Fees
• No Minimum Credit Score
• All Industries Accepted

Accepts Bad Credit Merchants

Get Started

• Competitive Options for Payment Processing at All Risk Levels
• No Setup/Hidden Fees
• No Minimum Credit Score

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.

Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

• PaymentCloud vs Stripe
• PaymentCloud vs Square

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Which Do You Think is Best?

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