PaymentCloud vs Stripe
PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Stripe? Read our comparison chart below.
PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.
While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.
Compare PaymentCloud with Stripe, side-by-side.
 |  | |
| Visit Site | Visit Site | |
PaymentCloud | Stripe | |
|---|---|---|
High Risk? No Problem - | Online Payment Processing - | |
Benefits and Features | ||
| Monthly Fee | Not disclosed - offers customized pricing | |
| Good For | Online businesses; Customized checkout experience | |
| Equipment | Available through third-party providers (Clover, Dejavoo, etc.) | Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing) |
| Accept International Payments | ||
| Customer Service | Phone (by request), Email, Live Chat, IRC | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | Flat rate (also offers customized pricing packages) | |
| Recurring Billing | | |
| Swipe Rate | Not disclosed - offers customized pricing | |
| Online Rate | Not disclosed - offers customized pricing | |
| Keyed-in Transaction Fee | Not disclosed - offers customized pricing | |
| Deposit Time | 7-14 days after the first successful payment | |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
| | |
| Equipment |   | |
| Contract |  | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pricing Model | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Trusted merchant account provider for low to high-risk businesses... | |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accepts Bad Credit Merchants
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
Online Payment Processing
- Accept payments worldwide and automate payouts and financial workflows seamlessly
- Grow with confidence: Whether you're running an e-commerce store, subscription service, or marketplace, Stripe adapts to any business model
- Trusted by millions: From startups to Fortune 500 companies, Stripe powers businesses of every size
- Predictable costs: Transparent flat-rate pricing with no setup fees or monthly charges – pay only for what you use
- Enable more sales: Support credit cards, mobile wallets, and 135+ international payment methods
- Developer-friendly tools: Integrate payments quickly with Stripe's intuitive APIs and documentation
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.
Articles on PaymentCloud
PaymentCloud Review
Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.
PaymentCloud Pricing
Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.
Articles on Stripe
Stripe Closed My Account
If Stripe closed your account, it's likely because of excessive chargebacks or a breach of Stripe's terms. Here's what you can do about it.
Stripe Alternatives
Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.
Which Do You Think is Best?
You Might Also Like
Stax vs Stripe
Debating whether to go for Stax or Stripe? While Stax is easier to use, Stripe is more customizable. Here's a deep dive into their differences.
Adult Merchant Account
Applying for an adult merchant account can be a challenge. But with the right processor, you'll have all you'll need to grow your business.
Best E-commerce Merchant Account
Looking for an e-commerce merchant account to help expand your business? Read on to see which one could work for you.
Best ACH Providers
ACH Processing makes it way easy to take payments. It's a set-it-and-forget-it type of thing. Check out the best companies that will help you get started.
Online Credit Card Processing
What's the best online credit card processing company? Find the cheapest one for small businesses, high/low volume transactions and eCommerce.
High Risk Business
What does it mean to be a high-risk business? Find out what kind of businesses and industries are high risk, and the consequences of such a label.
Best Credit Card Processing for Small Business
Explore top-rated small business credit card processors. Transparent pricing. Flexible terms. Outstanding features.
Square Alternatives
Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.
Cheapest Credit Card Processing
In the hunt for savings? Explore the cheapest credit card processing companies offering free accounts and affordable transaction fees.
Next Page: PaymentCloud Review
