PaymentCloud vs Square
PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Square? Read our comparison chart below.
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| Visit Site | Visit Site |
| SPECIAL OFFER High Risk? No Problem - Learn MoreRead PaymentCloud Review | SPECIAL OFFER Square Reader: Free Mobile Credit Card Reader - Learn MoreRead Square Review |
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| Benefits and Features |
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Monthly Fee | Not disclosed - offers customized pricing | Starts at $0/mo |
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Good For | | Mobile & small businesses with average transaction over $100 |
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Equipment | Available through third-party providers (Clover, Dejavoo, etc.) | Card reader: $0 to $59; Stand, Terminal, and Register available for purchase |
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Accept International Payments | Not disclosed | USD payments only |
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Customer Service | Phone and Form Submission | Phone, Email, Live Chat Support, Seller Community |
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Fraud Prevention Tools | | |
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Invoice Management | | |
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Pricing Model | Customized | Flat rate |
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Recurring Billing | | |
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ACH Payments | | 1% ($1 minimum) |
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Swipe Rate | Not disclosed - offers customized pricing | 2.6% + $0.10 per transaction |
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Online Rate | Not disclosed - offers customized pricing | 2.9% + $0.30 |
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Keyed-in Transaction Fee | | 3.5% + 15¢ |
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Deposit Time | | Payments before 5PM PT / 8 PM ET is available the next business day |
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Chargeback Fee | | None |
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| CreditDonkey® Reviews |
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Equipment | | |
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Contract | | |
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Customer Service | | |
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Ecommerce | | |
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High Volume Business | | |
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Low Volume Business | | |
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Pricing Model | | |
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Price | | |
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Pros & Cons | Pros:- Supports up to 3% chargeback ratio
- Customized payment solutions
- Dedicated account manager
Cons:- Underwriting process
- No disclosed fees
- Potential long-term contract
| Pros:- No monthly or annual fee
- Free swipe card reader
- Low, predictable fixed rates
Cons:- Flat-rate pricing can be expensive for larger businesses
- Costly add-on services
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Bottom Line | Trusted merchant account provider for low to high-risk businesses... Read full review | Good credit card processor for low-volume businesses... Read full review |
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| Visit Site | Visit Site |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. |
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
- 2.6% + 10¢ per tap, dip, or swipe
- Fully integrated POS system with built-in receipt printer
- 5.5" display
Which is Better: PaymentCloud or Square?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Payment Depot.
In short: PaymentCloud's customer service and high volume business are notable. In particular, the high volume business is outstanding. Square's equipment, contract, and low volume business are impressive.
Articles on PaymentCloud
Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.
Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.
Articles on Square
Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.
Explore a thorough review of Square's cost, security, and benefits for businesses. Find out if it's the right choice for you.
Square or Clover? Square or Shopify? Solve your POS dilemmas with this in-depth comparisons of top Square POS alternatives for small businesses.
Square, Stripe, and PayPal are the most popular credit card processors for small businesses. What's the difference and which is right for you?
Square is cheaper to get started, while Clover offers more flexibility. Which one is better for your small business? Find out how they compare.
Square is simple with flat rate pricing, but a merchant account can provide better savings. Which is better for your business? Read on to compare.
Square's mobile card reader lets you accept credit card payments. But how much does Square cost? Read this review to see if it is good for your business.
Square offers a free credit card reader. But there are transaction rates and processing fees you need to be aware of.
Is Square or PayPal better for your small business? Find out how they compare in pricing and features.
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