PaymentCloud vs Square
PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Square? Read our comparison chart below.
PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.
While Square has a low swipe fee of 2.6% + $0.10 per transaction. It has no monthly fees, no contract, and no chargeback fees. Square offers a free swipe reader, feature-rich POS app, free virtual terminal, and free online store.
Compare PaymentCloud with Square, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
 |  | |
| Visit Site | Visit Site | |
PaymentCloud | Square | |
|---|---|---|
High Risk? No Problem - | Square Reader: Free Mobile Credit Card Reader - | |
Benefits and Features | ||
| Monthly Fee | Not disclosed - offers customized pricing | |
| Good For | Mobile & small businesses with average transaction over $100 | |
| Equipment | Available through third-party providers (Clover, Dejavoo, etc.) | Card reader: $0 to $59; Stand, Terminal, and Register available for purchase |
| Accept International Payments | ||
| Customer Service | Phone, Email, Live Chat Support, Seller Community | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| ACH Payments | ||
| Swipe Rate | Not disclosed - offers customized pricing | |
| Online Rate | Not disclosed - offers customized pricing | |
| Keyed-in Transaction Fee | Not disclosed - offers customized pricing | |
| Deposit Time | Payments before 5PM PT / 8 PM ET is available the next business day | |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
| | |
| Equipment |   | |
| Contract |  | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pricing Model | | |
| Price | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Trusted merchant account provider for low to high-risk businesses... | Good credit card processor for low-volume businesses... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accepts Bad Credit Merchants
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
Square Reader: Free Mobile Credit Card Reader
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
Square Contactless and Chip Card Reader
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
Square Terminal
- 2.6% + 10¢ per tap, dip, or swipe
- Fully integrated POS system with built-in receipt printer
- 5.5" display
Which is Better: PaymentCloud or Square?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Stripe.
In short: PaymentCloud's customer service and high volume business are notable. In particular, the high volume business is outstanding. Square's equipment, contract, and low volume business are impressive.
Articles on PaymentCloud
PaymentCloud Review
Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.
PaymentCloud Pricing
Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.
Articles on Square
Alternatives to Square
Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.
Square
Explore a thorough review of Square's cost, security, and benefits for businesses. Find out if it's the right choice for you.
Best Square POS Alternatives
Square or Clover? Square or Shopify? Solve your POS dilemmas with this in-depth comparisons of top Square POS alternatives for small businesses.
Square vs Stripe vs Paypal
Square, Stripe, and PayPal are the most popular credit card processors for small businesses. What's the difference and which is right for you?
Square vs Clover
Square is cheaper to get started, while Clover offers more flexibility. Which one is better for your small business? Find out how they compare.
Square vs Merchant Account
Square is simple with flat rate pricing, but a merchant account can provide better savings. Which is better for your business? Read on to compare.
How Much Does Square Charge
Square's mobile card reader lets you accept credit card payments. But how much does Square cost? Read this review to see if it is good for your business.
Square Rates
Square offers a free credit card reader. But there are transaction rates and processing fees you need to be aware of.
Square vs PayPal
Is Square or PayPal better for your small business? Find out how they compare in pricing and features.
Which Do You Think is Best?
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Next Page: PaymentCloud Review
