PaymentCloud vs PayPal
PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to PayPal? Read our comparison chart below.
PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.
While PayPal has a low flat-rate fee of 2.7% per swiped transaction. It has the ability to accept PayPal payments both in-person and on your website. There is no contract and no monthly fees for the basic plan.
Compare PaymentCloud with PayPal, side-by-side.
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| Visit Site | Learn More | |
PaymentCloud | PayPal | |
|---|---|---|
High Risk? No Problem - | ||
Benefits and Features | ||
| Monthly Fee | Not disclosed - offers customized pricing | No monthly fees (additional payment features start at $5/mo) |
| Good For | Accepting Paypal payments; Small businesses with average transaction under $100 | |
| Equipment | Available through third-party providers (Clover, Dejavoo, etc.) | Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase |
| Accept International Payments | ||
| Customer Service | Phone, Email, Live Chat Support, PayPal Community | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| Swipe Rate | Not disclosed - offers customized pricing | |
| Online Rate | Not disclosed - offers customized pricing | |
| Keyed-in Transaction Fee | Not disclosed - offers customized pricing | 3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal) |
| Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
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| Equipment |   | |
| Contract |  | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pricing Model | | |
| Pros & Cons | Pros:
| |
| Bottom Line | Trusted merchant account provider for low to high-risk businesses... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accepts Bad Credit Merchants
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Stripe.
Articles on PaymentCloud
PaymentCloud Review
Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.
PaymentCloud Pricing
Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.
Which Do You Think is Best?
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