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PaymentCloud vs PayPal

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to PayPal? Read our comparison chart below.

 PaymentCloud
 Visit SiteLearn More
 

PaymentCloud

PayPal

SPECIAL OFFER
High Risk? No Problem - Learn More

Read PaymentCloud Review

 

Benefits and Features

Monthly FeeNot disclosed - offers customized pricingNo monthly fees (additional payment features start at $5/mo)
Good For Accepting Paypal payments; Small businesses with average transaction under $100
EquipmentAvailable through third-party providers (Clover, Dejavoo, etc.)Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase
Accept International Payments
Not disclosed
25 currencies
Customer Service
Phone and Form Submission
Phone, Email, Live Chat Support, PayPal Community
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Customized
Flat-rate and Interchange-plus
Recurring Billing
Check
Check
Swipe RateNot disclosed - offers customized pricing
2.29% + $0.09
Online RateNot disclosed - offers customized pricing
3.49% + $0.49
Keyed-in Transaction FeeNot disclosed - offers customized pricing3.49% + $0.09 (through Paypal Zettle)
3.09% + $0.49 (through the virtual terminal)
Deposit Time Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee
Chargeback Fee 
$20
 

CreditDonkey® Reviews

 PaymentCloud
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarEmpty Star
EcommerceStarStarStarStarHalf Star
High Volume BusinessStarStarStarStarStar
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pricing ModelStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Supports up to 3% chargeback ratio
  • Customized payment solutions
  • Dedicated account manager
Cons:
  • Underwriting process
  • No disclosed fees
  • Potential long-term contract
Bottom LineTrusted merchant account provider for low to high-risk businesses... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PaymentCloud

High Risk? No Problem

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

98% Approval

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

Accepts Bad Credit Merchants

  • Competitive Options for Payment Processing at All Risk Levels
  • No Setup/Hidden Fees
  • No Minimum Credit Score

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.


Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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