PaymentCloud vs PayPal
PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to PayPal? Read our comparison chart below.
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PaymentCloud | PayPal | |
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High Risk? No Problem - | ||
Benefits and Features | ||
Monthly Fee | Not disclosed - offers customized pricing | No monthly fees (additional payment features start at $5/mo) |
Good For | Accepting Paypal payments; Small businesses with average transaction under $100 | |
Equipment | Available through third-party providers (Clover, Dejavoo, etc.) | Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase |
Accept International Payments | ||
Customer Service | Phone, Email, Live Chat Support, PayPal Community | |
Fraud Prevention Tools | ||
Invoice Management | ||
Pricing Model | ||
Recurring Billing | ||
Swipe Rate | Not disclosed - offers customized pricing | |
Online Rate | Not disclosed - offers customized pricing | |
Keyed-in Transaction Fee | Not disclosed - offers customized pricing | 3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal) |
Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | |
Chargeback Fee | ||
CreditDonkey® Reviews | ||
Equipment | ||
Contract | ||
Customer Service | ||
Ecommerce | ||
High Volume Business | ||
Low Volume Business | ||
Pricing Model | ||
Pros & Cons | Pros:
| |
Bottom Line | Trusted merchant account provider for low to high-risk businesses... | |
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High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accepts Bad Credit Merchants
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.