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National Processing vs SumUp

National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to SumUp? Read our comparison chart below.

 National Processing
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National Processing

SumUp

SPECIAL OFFER
Get $500 If National Processing Can't Beat Your Current Rates* - Learn More

Read National Processing Review

SPECIAL OFFER
Compare SumUp Card Readers - Learn More

 

Benefits and Features

Monthly FeeStarts at $9.95/mo; custom pricing starts at $9.95+/mo
No monthly fees
Good ForLarge and established businessesVery new or small businesses with average transaction under $50
EquipmentCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH paymentsCard reader: $54 to $169; POS plan: starts at $99/mo
Customer Service
Phone, email, live chat
 
Pricing Model
Flat-rate pricing
Flat rate
Swipe Rate2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
2.6% + $0.10 per transaction
Online Rate
2.9% + $0.30 per transaction
3.5% + $0.15 per transaction
Keyed-in Transaction Fee
3.5% + $0.15 per transaction
3.5% + $0.15 per transaction
Deposit Time
2-3 business days
1-2 business days
Chargeback Fee
$15
$10
 

CreditDonkey® Reviews

 National Processing
PriceStarStarStarEmpty StarEmpty Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarHalf StarEmpty Star
Low Volume BusinessStarStarStarStarEmpty Star
Pros & ConsPros:
  • No long-term contracts
  • Free equipment available
  • No monthly minimums
Cons:
  • Conditions to waive termination fee
  • Pricey with larger sales
Bottom LineFlat-rate processor with low in-person transaction fees... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.


Articles on National Processing

National Processing Review

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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