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National Processing vs SumUp

National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to SumUp? Read our comparison chart below.

 

National Processing

SumUp

SPECIAL OFFER
Compare SumUp Card Readers - Learn More

 

Benefits and Features

Monthly FeeStarts at $9.95/mo; custom pricing starts at $9.95+/mo
No monthly fees
Good ForLarge and established businessesVery new or small businesses with average transaction under $50
EquipmentCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH paymentsCard reader: $54 to $169; POS plan: starts at $99/mo
Customer Service
Phone, email, live chat
 
Pricing Model
Flat-rate pricing
Flat rate
Swipe Rate2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
2.6% + $0.10
Online Rate
2.9% + $0.30 per transaction
3.5% + $0.15
Keyed-in Transaction Fee
3.5% + $0.15 per transaction
3.5% + $0.15
Deposit Time
2-3 business days
1-2 business days
Chargeback Fee
$15
$10
 

CreditDonkey® Reviews

PriceStarStarStarEmpty StarEmpty Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarEmpty Star
Customer ServiceStarStarStarHalf StarEmpty Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarHalf StarEmpty Star
Low Volume BusinessStarStarStarStarEmpty Star
Pros & ConsPros:
  • No long-term contracts
  • Free equipment available
  • No monthly minimums
Cons:
  • Conditions to waive termination fee
  • Pricey with larger sales
Bottom LineFlat-rate processor with low in-person transaction fees... Read full review

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.


Articles on National Processing

National Processing Review

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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