National Processing vs Square
National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to Square? Read our comparison chart below.
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| Visit Site | Visit Site |
| SPECIAL OFFER Get $500 If National Processing Can't Beat Your Current Rates* - Learn MoreRead National Processing Review | SPECIAL OFFER Square Reader: Free Mobile Credit Card Reader - Learn MoreRead Square Review |
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| Benefits and Features |
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Monthly Fee | Starts at $9.95/mo; custom pricing starts at $9.95+/mo | Starts at $0/mo |
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Good For | Large and established businesses | Mobile & small businesses with average transaction over $100 |
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Equipment | Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments | Card reader: $0 to $59; Stand, Terminal, and Register available for purchase |
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Accept International Payments | | USD payments only |
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Customer Service | Phone, email, live chat | Phone, Email, Live Chat Support, Seller Community |
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Fraud Prevention Tools | | |
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Invoice Management | | |
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Pricing Model | Flat-rate pricing | Flat rate |
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Recurring Billing | | |
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ACH Payments | | 1% ($1 minimum) |
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Swipe Rate | 2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package) | 2.6% + $0.10 per transaction |
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Online Rate | 2.9% + $0.30 per transaction | 2.9% + $0.30 |
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Keyed-in Transaction Fee | 3.5% + $0.15 per transaction | 3.5% + 15¢ |
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Deposit Time | 2-3 business days | Payments before 5PM PT / 8 PM ET is available the next business day |
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Chargeback Fee | $15 | None |
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| CreditDonkey® Reviews |
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Price | | |
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Equipment | | |
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Contract | | |
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Customer Service | | |
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Ecommerce | | |
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High Volume Business | | |
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Low Volume Business | | |
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Pros & Cons | Pros:- No long-term contracts
- Free equipment available
- No monthly minimums
Cons:- Conditions to waive termination fee
- Pricey with larger sales
| Pros:- No monthly or annual fee
- Free swipe card reader
- Low, predictable fixed rates
Cons:- Flat-rate pricing can be expensive for larger businesses
- Costly add-on services
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Bottom Line | Flat-rate processor with low in-person transaction fees... Read full review | Good credit card processor for low-volume businesses... Read full review |
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| Visit Site | Visit Site |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. |
*For merchants processing over $10k/month
- Free Reprogram of Existing Equipment
- Free Gateway Setup
- Free Mobile Reader
Get approved for a new merchant account and get a free SwipeSimple mobile swiper
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
- 2.6% + 10¢ per tap, dip, or swipe
- Fully integrated POS system with built-in receipt printer
- 5.5" display
Which is Better: National Processing or Square?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Payment Depot.
In short: National Processing's high volume business is worth mentioning. Square's price, equipment, contract, and low volume business are noteworthy. In particular, the equipment, contract, and low volume business are impressive.
Articles on National Processing
National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.
Articles on Square
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