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National Processing vs Payment Depot

National Processing is a flat-rate processor with low in-person transaction fees. How does it compare to Payment Depot? Read our comparison chart below.

 Payment Depot
 Learn MoreVisit Site
 

National Processing

Payment Depot

SPECIAL OFFER
Save Over $400 Per Month on Average - Learn More

Read Payment Depot Review

 

Benefits and Features

Monthly FeeStarts at $9.95/mo; custom pricing starts at $9.95+/mo
  • Start at $79/month (Process up to $250,000/yr)
  • Custom quote (Process more than $250,000/yr)
Good ForLarge and established businessesBusinesses processing $20,000 or more per month
EquipmentCard readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH paymentsPOS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing
Customer Service
Phone, email, live chat
Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Fraud Prevention Tools 
Check
Invoice Management 
Integration needed
Pricing Model
Flat-rate pricing
Subscription
Recurring Billing 
Integration needed
Swipe Rate2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
Interchange rate + $0.08
Online Rate
2.9% + $0.30 per transaction
Interchange rate + $0.18
Keyed-in Transaction Fee
3.5% + $0.15 per transaction
Interchange + 18ยข
Deposit Time
2-3 business days
Next day deposits
Chargeback Fee
$15
 
 

CreditDonkey® Reviews

 Payment Depot
PriceStarStarStarEmpty StarEmpty StarStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarEmpty StarStarStarStarStarStar
Customer ServiceStarStarStarHalf StarEmpty StarStarStarStarStarHalf Star
EcommerceStarStarStarStarEmpty StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarStarStar
Low Volume BusinessStarStarStarStarEmpty StarStarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • No long-term contracts
  • Free equipment available
  • No monthly minimums
Cons:
  • Conditions to waive termination fee
  • Pricey with larger sales
Pros:
  • Affordable membership pricing
  • Cancel anytime
Cons:
  • Not ideal for small businesses
  • Equipment return fee
Bottom LineFlat-rate processor with low in-person transaction fees... Read full reviewCheap merchant account provider for high-volume businesses... Read full review
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Payment Depot

Save Over $400 Per Month on Average

  • No hidden fees
  • No surprises
  • No cancellation fees
Payment Depot

First Month Free

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
Payment Depot

Save 40% or More

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees

Which is Better: National Processing or Payment Depot?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing National Processing or Square.

In short: National Processing's low volume business is worth mentioning. Payment Depot's price, contract, customer service, and high volume business are notable. In particular, the contract and high volume business are excellent.


Articles on National Processing

National Processing Review

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.

Articles on Payment Depot

Payment Depot

Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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