Payment Depot vs Stripe

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to Stripe? Read our comparison chart below.

Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While Stripe has 2.7% + $0.05 per swiped transaction and 2.9% + $0.30 per online transaction. There is no monthly fees and no contract. With customizable API, Stripe offers complete personalization of your online checkout experience.

Compare Payment Depot with Stripe, side-by-side.

	Payment Depot	Stripe

	Visit Site	Visit Site
	SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review	SPECIAL OFFER Online Payment Processing - Learn More
	Benefits and Features
Monthly Fee	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)	No monthly fees
Good For	Businesses processing $20,000 or more per month	Online businesses; Customized checkout experience
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	Online Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments		135+ currencies
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone (by request), Email, Live Chat, IRC
Fraud Prevention Tools
Invoice Management	Integration needed
Pricing Model	Subscription	Flat rate (also offers customized pricing packages)
Recurring Billing	Integration needed
Swipe Rate	Interchange rate + $0.08	2.7% + $0.05
Online Rate	Interchange rate + $0.18	2.9% + $0.30
Keyed-in Transaction Fee	Interchange + 18¢	3.4% + 30¢
Deposit Time	Next day deposits	7-14 days after the first successful payment
Chargeback Fee		$15
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review
	Visit Site	Visit Site
	Save Over $400 Per Month on Average First Month Free Save 40% or More	Online Payment Processing
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Save Over $400 Per Month on Average

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No hidden fees
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No cancellation fees

First Month Free

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Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save 40% or More

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Online Payment Processing

Accept payments worldwide and automate payouts and financial workflows seamlessly
Grow with confidence: Whether you're running an e-commerce store, subscription service, or marketplace, Stripe adapts to any business model
Trusted by millions: From startups to Fortune 500 companies, Stripe powers businesses of every size
Predictable costs: Transparent flat-rate pricing with no setup fees or monthly charges – pay only for what you use
Enable more sales: Support credit cards, mobile wallets, and 135+ international payment methods
Developer-friendly tools: Integrate payments quickly with Stripe's intuitive APIs and documentation

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Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.