Helcim vs SumUp

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to SumUp? Read our comparison chart below.

Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

While SumUp has a flat-rate of 2.75% per swiped transaction. There is no monthly fees, contracts, or minimums. Mobile POS, invoicing, and virtual terminal are included for free.

Compare Helcim with SumUp, side-by-side.

	Helcim	SumUp

	Visit Site	Learn More
	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review	SPECIAL OFFER Compare SumUp Card Readers - Learn More
	Benefits and Features
Monthly Fee	No monthly fees	No monthly fees
Good For	Small-mid sized businesses; Seasonal businesses	Very new or small businesses with average transaction under $50
Equipment	$99 for Helcim Card Reader; $329 for Helcim Smart Terminal	Card reader: $54 to $169; POS plan: starts at $99/mo
Accept International Payments	Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service	Phone, email, or schedule callback
Fraud Prevention Tools
Invoice Management
Pricing Model	Interchange plus	Flat rate
Recurring Billing
ACH Payments	0.5% + $0.25 per transaction
Swipe Rate	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)	2.6% + $0.10 per transaction
Online Rate	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)	3.5% + $0.15 per transaction
Keyed-in Transaction Fee	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)	3.5% + $0.15 per transaction
Deposit Time	1-2-day funding	1-2 business days
Chargeback Fee	$15 ($0 if you win the dispute)	$10
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only 2 equipment options Not for high-risk businesses
Bottom Line	Excellent interchange-plus provider if you're looking for overall value and service... Read full review
	Visit Site	Learn More
	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Pricing	Compare SumUp Card Readers SumUp Plus Card Reader for $35 SumUp Plus Cradle Bundle for $49
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Start Accepting Payments Fast

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Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

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Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Pricing

Monthly Volume	In-person Transactions	Online and Keyed Transactions
$0 - $50,000	Interchange + 0.40% + 8¢	Interchange + 0.50% + 25¢
$50,001 - $100,000	Interchange + 0.35% + 7¢	Interchange + 0.45% + 20¢
$100,001 - $500,000	Interchange + 0.25% + 7¢	Interchange + 0.35% + 20¢
$500,001 - $1,000,000	Interchange + 0.20% + 6¢	Interchange + 0.25% + 15¢
$1,000,001+	Interchange + 0.15% + 6¢	Interchange + 0.15% + 15¢

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Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.