Save money and be informed. CreditDonkey is a credit card processing comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Helcim vs SumUp

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to SumUp? Read our comparison chart below.

Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

While SumUp has a flat-rate of 2.75% per swiped transaction. There is no monthly fees, contracts, or minimums. Mobile POS, invoicing, and virtual terminal are included for free.

Compare Helcim with SumUp, side-by-side.

 Helcim
 Visit SiteLearn More
 

Helcim

SumUp

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

SPECIAL OFFER
Compare SumUp Card Readers - Learn More

 

Benefits and Features

Monthly Fee
No monthly fees
No monthly fees
Good ForSmall-mid sized businesses; Seasonal businessesVery new or small businesses with average transaction under $50
Equipment$109 for Helcim card reader; $349 for Helcim smart terminalCard reader: $54 to $169; POS plan: starts at $99/mo
Accept International PaymentsCustomers can purchase in CAD/USD (not their local currency) from any location 
Customer ServicePhone, email, or schedule callback 
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Interchange plus
Flat rate
Recurring Billing
Check
 
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)
2.6% + $0.10 per transaction
Online RateInterchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)
2.90% + 15¢ for invoices
Keyed-in Transaction FeeInterchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)
3.25% + 15¢
Deposit Time
1-2-day funding
1-2 business days
Chargeback Fee$15 ($0 if you win the dispute)
$10
 

CreditDonkey® Reviews

 Helcim
PriceStarStarStarHalf StarEmpty Star
EquipmentStarStarStarEmpty StarEmpty Star
ContractStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarEmpty StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file
Helcim

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.


Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Which Do You Think is Best?





Compare SumUp to:


You might also be interested in

Cannabis Credit Card Processing

Cannabis Credit Card Processing

Learn everything you need to know about cannabis credit card processing. You'll find the best processors in the end, too.

Next Page:

About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.