Helcim vs Square

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to Square? Read our comparison chart below.

Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

While Square has a low swipe fee of 2.6% + $0.10 per transaction. It has no monthly fees, no contract, and no chargeback fees. Square offers a free swipe reader, feature-rich POS app, free virtual terminal, and free online store.

Compare Helcim with Square, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Helcim	Square

	Visit Site	Visit Site
	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review	SPECIAL OFFER Square Reader: Free Mobile Credit Card Reader - Learn More Read Square Review
	Benefits and Features
Monthly Fee	No monthly fees	Starts at $0/mo
Good For	Small-mid sized businesses; Seasonal businesses	Mobile & small businesses with average transaction over $100
Equipment	$99 for Helcim Card Reader; $329 for Helcim Smart Terminal	Card reader: $0 to $59; Stand, Terminal, and Register available for purchase
Accept International Payments	Customers can purchase in CAD/USD (not their local currency) from any location	USD payments only
Customer Service	Phone, email, or schedule callback	Phone, Email, Live Chat Support, Seller Community
Fraud Prevention Tools
Invoice Management
Pricing Model	Interchange plus	Flat rate
Recurring Billing
ACH Payments	0.5% + $0.25 per transaction	1% ($1 minimum)
Swipe Rate	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)	2.6% + $0.10
Online Rate	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)	2.9% + $0.30
Keyed-in Transaction Fee	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)	3.5% + $0.15
Deposit Time	1-2-day funding	Payments before 5PM PT / 8 PM ET is available the next business day
Chargeback Fee	$15 ($0 if you win the dispute)	None
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only 2 equipment options Not for high-risk businesses	Pros: No monthly or annual fee Free swipe card reader Low, predictable fixed rates Cons: Flat-rate pricing can be expensive for larger businesses Costly add-on services
Bottom Line	Excellent interchange-plus provider if you're looking for overall value and service... Read full review	Good credit card processor for low-volume businesses... Read full review
	Visit Site	Visit Site
	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Pricing	Square Reader: Free Mobile Credit Card Reader Square Contactless and Chip Card Reader Square Terminal

Start Accepting Payments Fast

Learn More

Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

Learn More

Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Pricing

Monthly Volume	In-person Transactions	Online and Keyed Transactions
$0 - $50,000	Interchange + 0.40% + 8¢	Interchange + 0.50% + 25¢
$50,001 - $100,000	Interchange + 0.35% + 7¢	Interchange + 0.45% + 20¢
$100,001 - $500,000	Interchange + 0.25% + 7¢	Interchange + 0.35% + 20¢
$500,001 - $1,000,000	Interchange + 0.20% + 6¢	Interchange + 0.25% + 15¢
$1,000,001+	Interchange + 0.15% + 6¢	Interchange + 0.15% + 15¢

Learn More

Square Reader: Free Mobile Credit Card Reader

Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
Accept Credit Cards Anywhere
Fast Setup, No Commitments

Get Free Reader

Square Contactless and Chip Card Reader

Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
Accept Chip Cards and Contactless Payments Anywhere

Learn More

Square Terminal

Learn More

2.6% + 10¢ per tap, dip, or swipe
Fully integrated POS system with built-in receipt printer
5.5" display

Which is Better: Helcim or Square?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Payment Depot.

In short: Helcim's customer service is noteworthy. Square's equipment and low volume business are impressive.

Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

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