Wells Fargo Checking Account Bonus: April 2025

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Wells Fargo may offer a cash bonus when you open a checking account. Read on to learn more.

Think big banks only take your money rather than give it? Probably not Wells Fargo. With its limited-time checking bonuses, a typical account opening process can be a fruitful endeavor.

Take a look at the latest Wells Fargo promotions that could put some extra cash in your pocket.

What matters most when considering banking bonuses?

Wells Fargo Checking Account Bonus Offers 2025

Here's something pretty exciting about Wells Fargo's checking bonuses: they could all be available right now! Check out current deals below.

Is Wells Fargo $300 bonus legit?
A $300 Wells Fargo bonus is a legitimate offer in exchange for opening a new checking account and meeting the requirements. However, this is often a limited-time promotion, and amounts may vary.

Other Wells Fargo bonus promotions

The following bonuses might also work for you:

Can I get multiple Wells Fargo bonuses?
Yes, you can earn more than one Wells Fargo bonus simultaneously. However, they usually need to be for different types of accounts. For example, one bonus is for opening a checking account, the other is for savings.

Wells Fargo checking bonus alternatives

Guess what, here are even more checking bonuses to compare with Wells Fargo's offers:

Why do banks offer checking bonuses?
Banks offer checking bonuses primarily to attract new customers. They compete for your business and know a nice reward might convince you to pick them over another bank.

FAQS

  • How can you earn a Wells Fargo checking bonus?

    Wells Fargo checking bonus criteria may vary across offers, but they often include the following:

    • Open a new qualified account during a certain period using a bonus offer code.
    • Accumulate a certain amount in qualifying direct deposits, usually within 90 days of opening your account.
    • Maintain a particular balance in linked accounts for the promo duration.
    • New account must stay open through the time Wells Fargo would attempt to deposit the bonus.

  • What are the pros and cons of a Wells Fargo checking bonus?

    Here are the positives and negatives of Wells Fargo checking bonuses:

    • Attractive bonus amounts
    • Doable requirements
    • Zero early account closure fee
    • Limited time availability
    • Monthly service fees

  • How long does it take to get the Wells Fargo bonus?

    Bonuses offered during an active Wells Fargo promotion are often credited into your new account within 30 calendar days after the qualification period.

  • Are Wells Fargo sign-up bonuses taxed?

    Like interest you earn from a savings account, Wells Fargo sign-up bonuses must be reported on your tax return since they're taxable. Wells Fargo might even send you a Form 1099-INT in the mail.

  • Is Wells Fargo a good bank for checking?

    Wells Fargo's large branch and ATM network makes it a good bank to host your checking account. In addition, it offers multiple checking account types to suit different needs. Read this Wells Fargo review to learn more.

  • How much to open a Wells Fargo checking account?

    The minimum deposit to open any Wells Fargo checking account is $25.[1]

  • What is the minimum balance for a Wells Fargo checking account?

    Wells Fargo checking accounts do not have a minimum daily balance requirement to stay open. However, most accounts have a monthly service fee, which can often be waived by maintaining a certain balance.

Bottom Line

Wells Fargo's tempting checking bonuses can be a good reason to switch or add another account to your bank portfolio.

However, although the bonus cash is nice, think about the bigger picture. Does the account, with its features, fees, and requirements match how you handle money?

Remember, a bonus is just a one-time perk, but this account might be yours for years. Ensure it's a good fit for daily banking needs, not just your wallet this month.

Bank Checking Bonus
Explore other checking bonuses by bank:

References

  1. ^ Wells Fargo. Compare Checking Accounts, Retrieved 1/22/2025
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 5/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 05/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 7/16/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • Chase Mobile® app - Manage accounts, pay bills, send money to friends with Zelle® and deposit checks from almost anywhere.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Help keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
  • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
U.S. Bank
Member FDIC

U.S. Bank Business Essentials - $500 Bonus

Expires 6/30/2025

Promo code Q2AFL25 MUST be used when opening a U.S. Bank Business Essentials, Silver, or Platinum Business Checking account. Limit of one bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $500 Business Checking bonus by opening a new U.S. Bank Business Essentials or Silver Business Checking account between 4/3/2025 and 6/30/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

Qualifying transactions include debit card purchases, ACH credits, Wire Transfer credits and debits, Zelle credits and debits, U.S. Bank Mobile Check Deposit or Bill Pay. Other transactions such as (but not limited to) other Person to Person payments, transfers to credit card or transfers between U.S. Bank accounts are not eligible.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S. Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. For accounts opened on non-business days, weekends or federal holidays, the open date is considered the next business day. Account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

Bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. These documents can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC

Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 9/11/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY325 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/11/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding, see FAQs on Discover.com/Bank. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - $300 Bonus

  • Transfer a one-time deposit of $50,000+ for a Bonus of $300
  • 4.10% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • No monthly maintenance fee
  • Member FDIC
Terms and Conditions

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CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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