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PaymentCloud vs National Processing

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to National Processing? Read our comparison chart below.

 PaymentCloudNational Processing
 Visit SiteVisit Site
 

PaymentCloud

National Processing

SPECIAL OFFER
High Risk? No Problem - Learn More

Read PaymentCloud Review

SPECIAL OFFER
Get $500 If National Processing Can't Beat Your Current Rates* - Learn More

Read National Processing Review

 

Benefits and Features

Monthly FeeNot disclosed - offers customized pricingStarts at $9.95/mo; custom pricing starts at $9.95+/mo
Good For Large and established businesses
EquipmentAvailable through third-party providers (Clover, Dejavoo, etc.)Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments
Accept International Payments
Not disclosed
 
Customer Service
Phone and Form Submission
Phone, email, live chat
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Customized
Flat-rate pricing
Recurring Billing
Check
 
Swipe RateNot disclosed - offers customized pricing2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)
Online RateNot disclosed - offers customized pricing
2.9% + $0.30 per transaction
Keyed-in Transaction Fee 
3.5% + $0.15 per transaction
Deposit Time 
2-3 business days
Chargeback Fee 
$15
 

CreditDonkey® Reviews

 PaymentCloudNational Processing
EquipmentStarStarStarStarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
EcommerceStarStarStarStarHalf StarStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStarStarStarStarHalf StarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarStarEmpty Star
Pricing ModelStarStarStarHalf StarEmpty Star
PriceStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Supports up to 3% chargeback ratio
  • Customized payment solutions
  • Dedicated account manager
Cons:
  • Underwriting process
  • No disclosed fees
  • Potential long-term contract
Pros:
  • No long-term contracts
  • Free equipment available
  • No monthly minimums
Cons:
  • Conditions to waive termination fee
  • Pricey with larger sales
Bottom LineTrusted merchant account provider for low to high-risk businesses... Read full reviewFlat-rate processor with low in-person transaction fees... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PaymentCloud

High Risk? No Problem

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

98% Approval

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

Accepts Bad Credit Merchants

  • Competitive Options for Payment Processing at All Risk Levels
  • No Setup/Hidden Fees
  • No Minimum Credit Score
National Processing

Start Processing Payments Today

  • Free Reprogram of Existing Equipment
  • Free Gateway Setup
  • Free Mobile Reader
National Processing

Free Mobile Swiper

Get approved for a new merchant account and get a free SwipeSimple mobile swiper

Which is Better: PaymentCloud or National Processing?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.

In short: PaymentCloud's high volume business is outstanding.


Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Articles on National Processing

National Processing

National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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