PaymentCloud vs Helcim
PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Helcim? Read our comparison chart below.
 |  | |
| Visit Site | Visit Site | |
PaymentCloud | Helcim | |
|---|---|---|
High Risk? No Problem - | Start Accepting Payments Fast - | |
Benefits and Features | ||
| Monthly Fee | Not disclosed - offers customized pricing | |
| Good For | Small-mid sized businesses; Seasonal businesses | |
| Equipment | Available through third-party providers (Clover, Dejavoo, etc.) | $99 for Helcim Card Reader; $329 for Helcim Smart Terminal |
| Accept International Payments | Customers can purchase in CAD/USD (not their local currency) from any location | |
| Customer Service | Phone, email, or schedule callback | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| ACH Payments | ||
| Swipe Rate | Not disclosed - offers customized pricing | Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume) |
| Online Rate | Not disclosed - offers customized pricing | Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume) |
| Keyed-in Transaction Fee | Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume) | |
| Deposit Time | ||
| Chargeback Fee | $15 ($0 if you win the dispute) | |
CreditDonkey® Reviews | ||
| | |
| Equipment |   | |
| Contract |  | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pricing Model | | |
| Price | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Trusted merchant account provider for low to high-risk businesses... | Excellent interchange-plus provider if you're looking for overall value and service... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accepts Bad Credit Merchants
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
Helcim Card Reader for $109
- Tap & Pay
- Chip & PIN
- PIN Debit
- Email receipts
- Inventory and customer tracking
- Analytics & reporting
- Batch history
- Card on file
Helcim Pricing
| Monthly Volume | In-person Transactions | Online and Keyed Transactions |
|---|---|---|
| $0 - $50,000 | Interchange + 0.40% + 8¢ | Interchange + 0.50% + 25¢ |
| $50,001 - $100,000 | Interchange + 0.35% + 7¢ | Interchange + 0.45% + 20¢ |
| $100,001 - $500,000 | Interchange + 0.25% + 7¢ | Interchange + 0.35% + 20¢ |
| $500,001 - $1,000,000 | Interchange + 0.20% + 6¢ | Interchange + 0.25% + 15¢ |
| $1,000,001+ | Interchange + 0.15% + 6¢ | Interchange + 0.15% + 15¢ |
Which is Better: PaymentCloud or Helcim?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.
In short: PaymentCloud's equipment and high volume business are notable. In particular, the high volume business is outstanding. Helcim's contract is excellent.
Articles on PaymentCloud
PaymentCloud Review
Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.
PaymentCloud Pricing
Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.
Articles on Helcim
Helcim Review
Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?
Which Do You Think is Best?
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