PaymentCloud vs Helcim

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Helcim? Read our comparison chart below.

PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.

While Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

Compare PaymentCloud with Helcim, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	PaymentCloud	Helcim

	Visit Site	Visit Site
	SPECIAL OFFER High Risk? No Problem - Learn More Read PaymentCloud Review	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review
	Benefits and Features
Monthly Fee	Not disclosed - offers customized pricing	No monthly fees
Good For		Small-mid sized businesses; Seasonal businesses
Equipment	Available through third-party providers (Clover, Dejavoo, etc.)	$99 for Helcim Card Reader; $329 for Helcim Smart Terminal
Accept International Payments	Not disclosed	Customers can purchase in CAD/USD (not their local currency) from any location
Customer Service	Phone and Form Submission	Phone, email, or schedule callback
Fraud Prevention Tools
Invoice Management
Pricing Model	Customized	Interchange plus
Recurring Billing
ACH Payments		0.5% + $0.25 per transaction
Swipe Rate	Not disclosed - offers customized pricing	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)
Online Rate	Not disclosed - offers customized pricing	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)
Keyed-in Transaction Fee	Not disclosed - offers customized pricing	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)
Deposit Time		1-2-day funding
Chargeback Fee		$15 ($0 if you win the dispute)
	CreditDonkey® Reviews

Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pricing Model
Price
Pros & Cons	Pros: Supports up to 3% chargeback ratio Customized payment solutions Dedicated account manager Cons: Underwriting process No disclosed fees Potential long-term contract	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only 2 equipment options Not for high-risk businesses
Bottom Line	Trusted merchant account provider for low to high-risk businesses... Read full review	Excellent interchange-plus provider if you're looking for overall value and service... Read full review
	Visit Site	Visit Site
	High Risk? No Problem 98% Approval Accepts Bad Credit Merchants	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Pricing
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

High Risk? No Problem

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Find Out More

98% Approval

Get Started

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Accepts Bad Credit Merchants

Get Started

Competitive Options for Payment Processing at All Risk Levels
No Setup/Hidden Fees
No Minimum Credit Score

Start Accepting Payments Fast

Learn More

Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

Learn More

Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Pricing

Monthly Volume	In-person Transactions	Online and Keyed Transactions
$0 - $50,000	Interchange + 0.40% + 8¢	Interchange + 0.50% + 25¢
$50,001 - $100,000	Interchange + 0.35% + 7¢	Interchange + 0.45% + 20¢
$100,001 - $500,000	Interchange + 0.25% + 7¢	Interchange + 0.35% + 20¢
$500,001 - $1,000,000	Interchange + 0.20% + 6¢	Interchange + 0.25% + 15¢
$1,000,001+	Interchange + 0.15% + 6¢	Interchange + 0.15% + 15¢

Learn More

Which is Better: PaymentCloud or Helcim?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Stripe.

In short: PaymentCloud's equipment and high volume business are notable. In particular, the high volume business is outstanding. Helcim's contract is excellent.