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PaymentCloud vs Dharma

PaymentCloud is a trusted merchant account provider for low to high-risk businesses. How does it compare to Dharma? Read our comparison chart below.

 PaymentCloud
 Visit SiteLearn More
 

PaymentCloud

Dharma

SPECIAL OFFER
High Risk? No Problem - Learn More

Read PaymentCloud Review

 

Benefits and Features

Monthly FeeNot disclosed - offers customized pricing
Starts at $15/month
Good For Businesses processing $10,000 or more per month
EquipmentAvailable through third-party providers (Clover, Dejavoo, etc.)POS (EMV Chip & PIN, Chip & Signature, Contactless, NFC, Magstripe), Mobile Payment Processing, Virtual Terminal
Accept International Payments
Not disclosed
 
Customer Service
Phone and Form Submission
Phone, Email, Live Chat Support
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Customized
Interchange plus
Recurring Billing
Check
 
Swipe RateNot disclosed - offers customized pricing
Interchange + 0.15% + $0.08
Online RateNot disclosed - offers customized pricing
Interchange + 0.20% + $0.11
Keyed-in Transaction FeeNot disclosed - offers customized pricing
Interchange + 0.20% + $0.11
Deposit Time 
  • Next day Funding (available for card-present merchants)
  • 2 business days for card-not-present
Chargeback Fee 
$25/instance
 

CreditDonkey® Reviews

 PaymentCloud
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarEmpty Star
EcommerceStarStarStarStarHalf Star
High Volume BusinessStarStarStarStarStar
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pricing ModelStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Supports up to 3% chargeback ratio
  • Customized payment solutions
  • Dedicated account manager
Cons:
  • Underwriting process
  • No disclosed fees
  • Potential long-term contract
Bottom LineTrusted merchant account provider for low to high-risk businesses... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

PaymentCloud

High Risk? No Problem

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

98% Approval

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

Accepts Bad Credit Merchants

  • Competitive Options for Payment Processing at All Risk Levels
  • No Setup/Hidden Fees
  • No Minimum Credit Score

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing PaymentCloud or Square.


Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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