Save money and be informed. CreditDonkey is a credit card processing comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Payment Depot vs PayJunction

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to PayJunction? Read our comparison chart below.

Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While PayJunction charges a baseline rate of Interchange + 0.75% for all credit card transactions. For existing businesses, PayJunction will match or beat your existing rates. There is no contract.

Compare Payment Depot with PayJunction, side-by-side.

 Payment Depot
 Visit SiteLearn More
 

Payment Depot

PayJunction

SPECIAL OFFER
Save 40% or More - Learn More

Read Payment Depot Review

 

Benefits and Features

Monthly Fee
  • Start at $79/month (Process up to $250,000/yr)
  • Custom quote (Process more than $250,000/yr)
$35 monthly fee if you process below $10,000/mo
Good ForBusinesses processing $20,000 or more per monthEstablished retail businesses processing $10,000 or more per month.
EquipmentPOS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment ProcessingPOS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, ACH Payments, Recurring Billing, Online Processing
Customer ServicePhone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Phone, Email, Help Center
Fraud Prevention Tools
Check
 
Invoice Management
Integration needed
 
Pricing Model
Subscription
Interchange-Plus
Recurring Billing
Integration needed
 
Swipe Rate
Interchange rate + $0.08
Interchange + 0.75%
Online Rate
Interchange rate + $0.18
Interchange + 0.75%
Keyed-in Transaction Fee
Interchange + 18¢
Interchange + 0.75%
Deposit Time
Next day deposits
1 day
 

CreditDonkey® Reviews

 Payment Depot
PriceStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarStarStarStarStar
Low Volume BusinessStarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • Affordable membership pricing
  • Cancel anytime
Cons:
  • Not ideal for small businesses
  • Equipment return fee
Bottom LineCheap merchant account provider for high-volume businesses... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Payment Depot

Save 40% or More

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees
Payment Depot

Save Over $400 Per Month on Average

  • No hidden fees
  • No surprises
  • No cancellation fees
Payment Depot

First Month Free

  • Wholesale Rates
  • Membership Fee Model
  • No Cancellation Fees

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.


Articles on Payment Depot

Payment Depot

Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors.

Which Do You Think is Best?





Compare PayJunction to:


You might also be interested in

Cannabis Credit Card Processing

Cannabis Credit Card Processing

Learn everything you need to know about cannabis credit card processing. You'll find the best processors in the end, too.

Next Page:

About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2024 CreditDonkey Inc. All Rights Reserved.