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PayJunction vs Stripe


 Stripe
 Learn MoreVisit Site
 

PayJunction

Stripe

SPECIAL OFFER
Online Payment Processing - Learn More

 

Benefits and Features

Monthly Fee$35 monthly fee if you process below $10,000/mo
No monthly fees
Good ForEstablished retail businesses processing $10,000 or more per month.Online businesses; Customized checkout experience
EquipmentPOS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, ACH Payments, Recurring Billing, Online ProcessingOnline Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)
Accept International Payments 
135+ currencies
Customer Service
Phone, Email, Help Center
Phone (by request), Email, Live Chat, IRC
Fraud Prevention Tools 
Check
Invoice Management 
Check
Pricing Model
Interchange-Plus
Flat rate (also offers customized pricing packages)
Recurring Billing 
Check
Swipe Rate
Interchange + 0.75%
2.7% + $0.05
Online Rate
Interchange + 0.75%
2.9% + $0.30
Keyed-in Transaction Fee
Interchange + 0.75%
3.4% + 30ยข
Deposit Time
1 day
7-14 days after the first successful payment
Chargeback Fee 
$15
 Learn MoreVisit Site

Online Payment Processing

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