Payline vs PayPal
Payline is a good credit card processor for most businesses. How does it compare to PayPal? Read our comparison chart below.
Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.
While PayPal has a low flat-rate fee of 2.7% per swiped transaction. It has the ability to accept PayPal payments both in-person and on your website. There is no contract and no monthly fees for the basic plan.
Compare Payline with PayPal, side-by-side.
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| Visit Site | Learn More | |
Payline | PayPal | |
|---|---|---|
Benefits and Features | ||
| Monthly Fee |
| No monthly fees (additional payment features start at $5/mo) |
| Good For | Businesses processing $5,000 or more per month | Accepting Paypal payments; Small businesses with average transaction under $100 |
| Equipment | POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing | Paypal Zettle card reader: $29 to $79; Zettle Terminal: starts at $199; Printers, and Accessories available for purchase |
| Accept International Payments | ||
| Customer Service | Phone, Email, Live Chat Support, PayPal Community | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| Swipe Rate | ||
| Online Rate | ||
| Keyed-in Transaction Fee | 3.49% + $0.09 (through Paypal Zettle) 3.09% + $0.49 (through the virtual terminal) | |
| Deposit Time | Instant access to the funds in your PayPal account; Or instant deposit to your bank account for 1% fee or 1-2 business days for no fee | |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
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| Price |   | |
| Equipment |  | |
| Contract | | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
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| Bottom Line | Good credit card processor for most businesses... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payline or Stripe.
Articles on Payline
Payline Data
Which Do You Think is Best?
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