myFICO vs Equifax
myFICO | Equifax | |
---|---|---|
Benefits and Features | ||
Fees | Starts at $0/mo; Paid plans start at $29.95/mo | Starts at $0/mo; Paid plans start at $4.95/mo (also offers Family Plan) |
Credit Bureaus Monitored | Free Plan: Equifax Advanced & Premier Plans: 3 Main Credit Bureaus | Value Plans: Equifax Premium Plans: 3 Main Credit Bureaus |
Credit Score Update | Free Plan: Monthly Equifax FICO Scores Advanced Plan: Quarterly 3-Bureau FICO Scores Premier Plan: Monthly 3-Bureau FICO Scores | Value Plans: Daily or monthly Equifax VantageScore 3.0 credit scores Premium Plans: Daily Equifax VantageScore 3.0 Credit Scores; Annual 3-Bureau VantageScore Credit Scores |
Credit Reports | Free Plan: Monthly Equifax Credit Report Advanced Plan: Quarterly 3-Bureau Credit Report Premier Plan: Monthly 3-Bureau Credit Report | Value Plans: Daily or monthly Equifax credit report Premium Plans: Daily Equifax Credit Report; Annual 3-Bureau Credit Report |
Identity Monitoring | Free Plan: None Advanced & Premier Plans: Yes | |
Identity Theft Protection | Free Plan: None Advanced & Premier Plans: $1M Identity Theft Insurance | Value Plans: Up to $500k Identity Theft Insurance (depending on plan) Premium Plan: Up to $1M Identity Theft Insurance |