Equifax vs Experian
Equifax | Experian | |
---|---|---|
Experian Boost - Raise your FICO® Score Instantly for Free - | ||
Benefits and Features | ||
Fees | Starts at $0/mo; Paid plans start at $4.95/mo (also offers Family Plan) | Starts at $0/mo; Premium Plan costs $24.99/mo (also offers Family Plan) |
Credit Bureaus Monitored | Value Plans: Equifax Premium Plans: 3 Main Credit Bureaus | Free Plan: Experian Premium Plan: 3 Main Credit Bureaus |
Credit Score Update | Value Plans: Daily or monthly Equifax VantageScore 3.0 credit scores Premium Plans: Daily Equifax VantageScore 3.0 Credit Scores; Annual 3-Bureau VantageScore Credit Scores | Free Plan: Daily access to Experian FICO Score Premium Plan: Daily access to Experian FICO Score, Quarterly 3-Bureau FICO Scores |
Credit Reports | Value Plans: Daily or monthly Equifax credit report Premium Plans: Daily Equifax Credit Report; Annual 3-Bureau Credit Report | Free Plan: Daily access to Experian credit report (report updated every 30 days) Premium Plan: Daily access to Experian credit report (report updated every 30 days), Quarterly 3-Bureau Credit Reports |
Identity Monitoring | ||
Identity Theft Protection | Value Plans: Up to $500k Identity Theft Insurance (depending on plan) Premium Plan: Up to $1M Identity Theft Insurance | Up to $1M Identity Theft Insurance included in Premium Plan |