myFICO vs LifeLock
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myFICO | LifeLock | |
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Get LifeLock Identity Theft Protection - | ||
Benefits and Features | ||
Fees | Starts at $0/mo; Paid plans start at $29.95/mo | Starts at $11.99/mo or $89.99 for the 1st year |
Credit Bureaus Monitored | Free Plan: Equifax Advanced & Premier Plans: 3 Main Credit Bureaus | Standard and Advantage Plan: Equifax Ultimate Plus: 3 Main Credit Bureaus |
Credit Score Update | Free Plan: Monthly Equifax FICO Scores Advanced Plan: Quarterly 3-Bureau FICO Scores Premier Plan: Monthly 3-Bureau FICO Scores | Standard and Advantage Plan: Monthly Equifax VantageScore 3.0 Credit Scores Ultimate Plus: Daily access to Equifax VantageScore 3.0 credit scores, Annual 3-Bureau VantageScore 3.0 Credit Scores |
Credit Reports | Free Plan: Monthly Equifax Credit Report Advanced Plan: Quarterly 3-Bureau Credit Report Premier Plan: Monthly 3-Bureau Credit Report | Standard and Advantage Plan: Monthly Equifax Credit Report Ultimate Plus: Daily access to Equifax credit report, Annual 3-Bureau Credit Report |
Identity Monitoring | Free Plan: None Advanced & Premier Plans: Yes | |
Identity Theft Protection | Free Plan: None Advanced & Premier Plans: $1M Identity Theft Insurance | Million Dollar Protection Package (up to $1.05M - $3M coverage depending on monthly plan) |
CreditDonkey® Reviews | ||
Price | ||
Packages | ||
Customer Service | ||
Pros & Cons | Pros:
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Bottom Line | Helps handle reclaiming your identify and reimburses stolen funds but unlikely to prevent identity theft... | |
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