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Kikoff vs Sky Blue Credit

Kikoff is a low-cost credit builder that packs in extra features for credit building. How does it compare to Sky Blue Credit? Read our comparison chart below.

Kikoff provides a $750 credit line you can use in Kikoff store for a monthly fee of $5. It can help build your credit by reducing credit utilization and reporting monthly payments to Equifax and Experian. Other services include credit builder loans, secured credit card, and rent reporting.

While Sky Blue Credit offers customized disputes to the three main credit bureaus starting at $79/month, and $119/month for couples. You get a 90-day guarantee. With its Mortgage Preparation, Sky Blue Credit can assist you if you want to apply for a home loan or refinance your mortgage.

Compare Kikoff with Sky Blue Credit, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 KikoffSky Blue Credit
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Kikoff

Sky Blue Credit

SPECIAL OFFER
Credit Building Made Easy - Learn More

Read Kikoff Review

SPECIAL OFFER
Get Started on Your Credit Repair - Learn More

Read Sky Blue Credit Review

 

Benefits and Features

Credit Building Tools
  • Credit Account
  • Credit Builder Loan
  • Kikoff Secured Credit Card
  • Rent Reporting
Mortgage Preparation
Mobile App
Yes
No
 

CreditDonkey® Reviews

 KikoffSky Blue Credit
FeesStarStarStarStarHalf Star
Credit Building ToolsStarStarStarStarStarStarStarStarEmpty StarEmpty Star
Credit Bureaus ReportingStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarStar
Monthly FeeStarStarStarStarEmpty Star
First Work FeeStarStarStarHalf StarEmpty Star
Credit Bureau DisputesStarStarStarStarStar
Creditor InterventionsStarStarStarStarStar
Credit Score UpdateStarStarStarStarStar
Money Back GuaranteeStarStarStarStarStar
Identity Theft ProtectionStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Inexpensive way to build credit
  • Cancel anytime
  • No lock-in period
Cons:
  • Does not report to TransUnion
  • Kikoff Store items may not be valuable
Pros:
  • As low as $60/month for one person
  • 90-day Satisfaction Guarantee
  • Pause or cancel anytime
Cons:
  • No credit monitoring
  • Limited customer support
Bottom LineLow-cost credit builder that packs in extra features for credit building... Read full reviewAffordable credit repair service that can help you apply for a home loan... Read full review
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Get Started on Your Credit Repair

Kikoff

Credit Building Made Easy

  • No credit pull required
  • With 0% interest
  • Open your account in minutes

Which is Better: Kikoff or Sky Blue Credit?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Kikoff or Self.

In short: Kikoff's credit building tools is excellent.


Articles on Kikoff

Kikoff

Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.

Articles on Sky Blue Credit

Sky Blue Credit Review

Sky Blue Credit disputes negative items affecting your credit. It has been around for decades, but is it any good? Find out in this review.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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