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Sky Blue Credit vs Credit Saint

Sky Blue Credit is an affordable credit repair service that can help you apply for a home loan. How does it compare to Credit Saint? Read our comparison chart below.

Sky Blue Credit offers customized disputes to the three main credit bureaus starting at $79/month, and $119/month for couples. You get a 90-day guarantee. With its Mortgage Preparation, Sky Blue Credit can assist you if you want to apply for a home loan or refinance your mortgage.

While Credit Saint challenges inaccurate data starting at $79.99/month. Its packages include challenges to the three credit bureaus, score analysis and tracker, and 90-day money-back guarantee. Depending on the package, you can get creditor interventions, bureau reports and scores, and a personalized guide to building credit.

Compare Sky Blue Credit with Credit Saint, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Sky Blue CreditCredit Saint
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Sky Blue Credit

Credit Saint

SPECIAL OFFER
Get Started on Your Credit Repair - Learn More

Read Sky Blue Credit Review

SPECIAL OFFER
Free Credit Repair Consultation - Learn More

Read Credit Saint Review

 

Benefits and Features

Monthly Fee
  • $79/month for individuals
  • $119/month for couples
Starts at $79.99/month
First Work Fee
$79
Starts at $99
Credit Bureau Disputes
  • Unlimited disputes to three main credit bureaus
  • 45-day dispute cycle
  • Unspecified number of disputes to three main credit bureaus
  • Unlimited number of disputes included in $139.99/month plan
Creditor Interventions
  • Debt Validation
  • Cease & Desist Letters
  • Goodwill Letters
  • Inquiry Disputes
  • Creditor Interventions available for $139.99/month plan
  • Inquiry Targeting for $109.99/month plan and up
  • Creditor Intervention Letters
Credit Score Update
  • Obtains free credit reports upon signup
  • No credit monitoring service
  • Score Tracker
  • Real-Time Account Sync for $109.99/month plan and up
  • Credit Report and Scores (depending on monthly plan)
Credit Building Tools
Mortgage Preparation
Personalized Guide to Building Credit (depending on monthly plan)
Money Back Guarantee
90-Day Refund Policy
90-Day Money Back Guarantee
Identity Theft Protection
Free ID Theft Consultation
None
Mobile App
No
No
Customer Service
  • Coaches-on-Call
  • Debt Settlement/Negotiation Consultations
  • Customer portal
  • Phone (800) 790-0445 (9AM – 5PM, Monday-Friday, EST)
  • Online Form
  • Free Credit Consultation
  • Access to Educational Content
  • Online account
  • Online Chat (Available 9AM-7PM EST, Monday - Friday)
  • Phone: 877-637-2673
 

CreditDonkey® Reviews

 Sky Blue CreditCredit Saint
Monthly FeeStarStarStarStarEmpty StarStarStarStarHalf StarEmpty Star
First Work FeeStarStarStarHalf StarEmpty StarStarStarEmpty StarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStarStarStarStarStarStar
Creditor InterventionsStarStarStarStarStarStarStarStarStarStar
Credit Score UpdateStarStarStarStarStarStarStarStarStarStar
Credit Building ToolsStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Money Back GuaranteeStarStarStarStarStarStarStarStarStarStar
Identity Theft ProtectionStarStarStarEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • As low as $60/month for one person
  • 90-day Satisfaction Guarantee
  • Pause or cancel anytime
Cons:
  • No credit monitoring
  • Limited customer support
Pros:
  • 90-day Guarantee
  • Cancel anytime
  • First work fee discounts
Cons:
  • High first work fees
  • Expensive packages
  • No mobile apps
Bottom LineAffordable credit repair service that can help you apply for a home loan... Read full reviewExperienced credit repair company but on the expensive side... Read full review
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Get Started on Your Credit Repair

Which is Better: Sky Blue Credit or Credit Saint?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Sky Blue Credit or Lexington Law.

In short: Sky Blue Credit's first work fee is worth mentioning. Credit Saint's credit building tools is outstanding.


Articles on Sky Blue Credit

Sky Blue Credit Review

Sky Blue Credit disputes negative items affecting your credit. It has been around for decades, but is it any good? Find out in this review.

Articles on Credit Saint

Is Credit Saint Legit

Various scams plague the credit repair industry, but Credit Saint claims to be legit. Is it trustworthy? Read this guide to find out.

Credit Saint Cost

Credit Saint's packages start at $79.99/mo. But it's not the only fee to consider. Read on to know how much you need to budget.

Credit Saint Review

Do you need professionals to repair your credit? Check Credit Saint, a reputable company that helps remove inaccurate items and improve your credit report.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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