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Sky Blue Credit vs Lexington Law

Sky Blue Credit is an affordable credit repair service that can help you apply for a home loan. How does it compare to Lexington Law? Read our comparison chart below.

Sky Blue Credit offers customized disputes to the three main credit bureaus starting at $79/month, and $119/month for couples. You get a 90-day guarantee. With its Mortgage Preparation, Sky Blue Credit can assist you if you want to apply for a home loan or refinance your mortgage.

While Lexington Law is a law firm that matches questionable credit reports with the right legal interventions and challenges. It lets you sign up and go through your case setup at no cost for 5 to 15 days. It then charges $139.95/month thereafter for work already completed.

Compare Sky Blue Credit with Lexington Law, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Sky Blue CreditLexington Law
 Visit SiteVisit Site
 

Sky Blue Credit

Lexington Law

SPECIAL OFFER
Get Started on Your Credit Repair - Learn More

Read Sky Blue Credit Review

SPECIAL OFFER
Free Online Credit Assessment - Learn More

Read Lexington Law Review

 

Benefits and Features

Monthly Fee
  • $79/month for individuals
  • $119/month for couples
$139.95/month
First Work Fee
$79
Not specified
Credit Bureau Disputes
  • Unlimited disputes to three main credit bureaus
  • 45-day dispute cycle
Unspecified number of disputes to three main credit bureaus
Creditor Interventions
  • Debt Validation
  • Cease & Desist Letters
  • Goodwill Letters
  • Inquiry Disputes
  • Creditor Interventions
  • Inquiry Assist
  • Cease & Desist Letters
Credit Score Update
  • Obtains free credit reports upon signup
  • No credit monitoring service
Free Credit Monitoring Service
Credit Building Tools
Mortgage Preparation
None
Money Back Guarantee
90-Day Refund Policy
None
Identity Theft Protection
Free ID Theft Consultation
up to $1,000,000 coverage Identity Theft Insurance
Mobile App
No
Yes
Customer Service
  • Coaches-on-Call
  • Debt Settlement/Negotiation Consultations
  • Customer portal
  • Phone (800) 790-0445 (9AM – 5PM, Monday-Friday, EST)
  • Online Form
  • 24/7 Access to online portal
  • Credit Score Improvement Analysis
  • Debt Handler
  • Live Chat
  • Client Support in online portal
  • Online Form
 

CreditDonkey® Reviews

 Sky Blue CreditLexington Law
Monthly FeeStarStarStarStarEmpty StarStarStarStarEmpty StarEmpty Star
First Work FeeStarStarStarHalf StarEmpty StarStarStarStarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStarStarStarStarStarStar
Creditor InterventionsStarStarStarStarStarStarStarStarStarStar
Credit Score UpdateStarStarStarStarStarStarStarStarStarStar
Credit Building ToolsStarStarStarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Money Back GuaranteeStarStarStarStarStar
Identity Theft ProtectionStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Pros & ConsPros:
  • As low as $60/month for one person
  • 90-day Satisfaction Guarantee
  • Pause or cancel anytime
Cons:
  • No credit monitoring
  • Limited customer support
Pros:
  • Get help from legal professionals
  • Focus Tracks for unexpected events
  • First payment discounts
Cons:
  • Late fees
  • Limited disputes per cycle
Bottom LineAffordable credit repair service that can help you apply for a home loan... Read full reviewLaw firm focusing on credit repair, but doesn't offer satisfaction or money-back guarantee... Read full review
 Visit SiteVisit Site

Get Started on Your Credit Repair

Free Online Credit Assessment

Which is Better: Sky Blue Credit or Lexington Law?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Sky Blue Credit or Credit Saint.

In short: Sky Blue Credit's monthly fee is worth mentioning. Lexington Law's identity theft protection is outstanding.


Articles on Sky Blue Credit

Sky Blue Credit Review

Sky Blue Credit disputes negative items affecting your credit. It has been around for decades, but is it any good? Find out in this review.

Articles on Lexington Law

Lexington Law

Is Lexington Law really the best credit repair company in the U.S.? Read on to learn what makes it stand out.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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