American Express Hilton vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Hilton is a good secondary credit card to earn points for hotel stays. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the American Express Hilton has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee.

	Hilton Honors American Express Card	Chase Sapphire Preferred® Card
	Read American Express Hilton Review
	Credit Card Interest Rates & Fees
Purchase APR	19.99% to 28.99% Variable based on your creditworthiness and other factors	20.74% to 27.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	20.74% to 27.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$0 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Hotel Rewards	Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Bonus Hotel Rewards		$50 Annual Chase Travel Hotel Credit
Hotel Rewards	Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Hotel Status	Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
Gas Rewards	Earn 5X Points per dollar on purchases at U.S. gas stations.
Grocery Rewards	Earn 5X Points per dollar on purchases at U.S. supermarkets.
Dining Rewards	Earn 5X Points per dollar on purchases at U.S. restaurants.	3X points on dining
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus points No annual fee Honors Silver status Cons: Not Visa/Mastercard	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	Good secondary credit card to earn points for hotel stays... Read full review	High-earning rewards card for those with excellent credit... Read full review
	Read American Express Hilton Review
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Which is Better: American Express Hilton or Chase Sapphire Preferred?

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Hilton or Chase Sapphire Reserve.