Chase Sapphire Preferred® Card vs Capital One Quicksilver

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Capital One Quicksilver, a cash back card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Capital One Quicksilver has a $0 annual fee.

	Chase Sapphire Preferred® Card	Capital One Quicksilver Cash Rewards Credit Card

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% intro on purchases for 15 months
Introductory APR for Balance Transfers	N/A	0% intro on purchases for 15 months
Purchase APR	20.99% to 27.99% Variable based on your creditworthiness and other factors	19.99% to 29.99% (Variable) based on your creditworthiness and other factors
Balance Transfers APR	20.99% to 27.99% Variable based on your creditworthiness and other factors	19.99% to 29.99% (Variable) based on your creditworthiness and other factors
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back		$200 Cash Back after you spend $500 on purchases within 3 months from account opening
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Cash Back Rewards		Earn 1.5% cash back on every purchase
Travel Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Bonus Hotel Rewards	$50 Annual Chase Travel Hotel Credit
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Dining Rewards	3X points on dining
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Quicksilver Cash Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Quicksilver: Pricing information including interest rates, rewards, benefits and fees was obtained on March 30, 2023 from published websites and is believed to be accurate, but not guaranteed.

Articles on Chase Sapphire Preferred® Card

Chase Sapphire Preferred Review

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Chase Sapphire Preferred Credit Score Needed

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Chase Sapphire Preferred Credit Limit

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