American Express Hilton vs Chase Sapphire Reserve®

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Hilton is a good secondary credit card to earn points for hotel stays. How does it compare to Chase Sapphire Reserve, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the American Express Hilton has a $0 annual fee, while the Chase Sapphire Reserve has a $550 annual fee.

	Hilton Honors American Express Card	Chase Sapphire Reserve®
	Read American Express Hilton Review
	Credit Card Interest Rates & Fees
Purchase APR	19.99% to 28.99% Variable based on your creditworthiness and other factors	21.74% to 28.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	21.74% to 28.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$0 annual fee	$550 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Hotel Rewards	Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards		Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards	Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.	1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
Airline Status		$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Complimentary Priority Pass™ Select membership for access to 1,300+ airport lounges worldwide. One-time enrollment required for Priority Pass Select
Hotel Status	Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
Gas Rewards	Earn 5X Points per dollar on purchases at U.S. gas stations.
Grocery Rewards	Earn 5X Points per dollar on purchases at U.S. supermarkets.
Dining Rewards	Earn 5X Points per dollar on purchases at U.S. restaurants.	3x points on dining at restaurants
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus points No annual fee Honors Silver status Cons: Not Visa/Mastercard	Pros: Bonus points Annual travel credit Elite travel benefits Cons: $550 annual fee No introductory annual fee No intro APR
Bottom Line	Good secondary credit card to earn points for hotel stays... Read full review	Ultra premium credit card for luxury travelers... Read full review
	Read American Express Hilton Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Hilton Honors American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Hilton: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: American Express Hilton or Chase Sapphire Reserve?

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Hilton or Chase Sapphire Preferred.