Helcim vs PayJunction
Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to PayJunction? Read our comparison chart below.
Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.
While PayJunction charges a baseline rate of Interchange + 0.75% for all credit card transactions. For existing businesses, PayJunction will match or beat your existing rates. There is no contract.
Compare Helcim with PayJunction, side-by-side.
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| Visit Site | Learn More | |
Helcim | PayJunction | |
|---|---|---|
Start Accepting Payments Fast - | ||
Benefits and Features | ||
| Monthly Fee | $35 monthly fee if you process below $10,000/mo | |
| Good For | Small-mid sized businesses; Seasonal businesses | Established retail businesses processing $10,000 or more per month. |
| Equipment | $99 for Helcim Card Reader; $329 for Helcim Smart Terminal | POS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, ACH Payments, Recurring Billing, Online Processing |
| Accept International Payments | Customers can purchase in CAD/USD (not their local currency) from any location | |
| Customer Service | Phone, email, or schedule callback | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| ACH Payments | ||
| Swipe Rate | Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume) | |
| Online Rate | Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume) | |
| Keyed-in Transaction Fee | Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume) | |
| Deposit Time | ||
| Chargeback Fee | $15 ($0 if you win the dispute) | |
CreditDonkey® Reviews | ||
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| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
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| Bottom Line | Excellent interchange-plus provider if you're looking for overall value and service... | |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Helcim Card Reader for $109
- Tap & Pay
- Chip & PIN
- PIN Debit
- Email receipts
- Inventory and customer tracking
- Analytics & reporting
- Batch history
- Card on file
Helcim Pricing
| Monthly Volume | In-person Transactions | Online and Keyed Transactions |
|---|---|---|
| $0 - $50,000 | Interchange + 0.40% + 8¢ | Interchange + 0.50% + 25¢ |
| $50,001 - $100,000 | Interchange + 0.35% + 7¢ | Interchange + 0.45% + 20¢ |
| $100,001 - $500,000 | Interchange + 0.25% + 7¢ | Interchange + 0.35% + 20¢ |
| $500,001 - $1,000,000 | Interchange + 0.20% + 6¢ | Interchange + 0.25% + 15¢ |
| $1,000,001+ | Interchange + 0.15% + 6¢ | Interchange + 0.15% + 15¢ |
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.
Articles on Helcim
Helcim Review
Which Do You Think is Best?
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