Western Alliance Bank vs Navy Federal Credit Union

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Navy Federal Credit Union? Read our comparison chart below.

	Member FDIC	Navy Federal Credit UnionCIT BankUFB DirectBank of AmericaChase
	Visit Site	Learn More
	Western Alliance Bank	Navy Federal Credit Union
	SPECIAL OFFER High Yield Savings Account - 4.25% APY - Learn More Read Western Alliance Bank Review	SPECIAL OFFER Referral Program - Up to $500 Bonus - Learn More Read Navy Federal Credit Union Review
	Benefits and Features
Savings	4.25% APY	Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership.
CD	Up to 4.30%; 3-12 month term CDs. $1 minimum deposit.	Standard Certificate: as high as 4.05%. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Checking	N/A	Free Active Duty Checking, Free Easy Checking, Free EveryDay Checking, Flagship Checking, Free Campus Checking, Business Checking Accounts
Mobile App		iOS & Android
ATMs		Over 1.7 million Navy Federal and CO-OP Network ATMs
Customer Service		Phone: 888-842-6328 24/7 customer support Online chat
IRA CD		As high as 4.05%. Terms of 3 months to 7 years. Minimum deposit of $1,000.
Locations	35 locations	335 branches
	CreditDonkey® Reviews
Savings
CD
Fees
Mobile App
Customer Service
Pros & Cons	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks	Pros: $0 monthly charge Extensive ATM network Cons: Low interest rate $5 opening deposit Only for members
Bottom Line	Solid bank that offers high APY savings products with a fully digital experience... Read full review	Savings account with low APY, best for military personnel... Read full review
	Visit Site	Learn More
	High Yield Savings Account - 4.25% APY High-Yield CD Rates - Up to 4.30% APY 3-Month High-Yield CD - 4.30% APY	Referral Program - Up to $500 Bonus 12-Month EasyStart Certificate - 3.95% APY 18-Month EasyStart Certificate - 3.75% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 03/21/2025. Navy Federal Credit Union: Pricing information from published website as of 03/24/2025 based on 91107 zip code.

Member FDIC

High Yield Savings Account - 4.25% APY

Learn More

on Raisin's Secure Website

• No fees
• $1 minimum deposit
• 24/7 online access
• FDIC insured

High-Yield CD Rates - Up to 4.30% APY

Learn More

on Raisin's Secure Website

• No fees
• $1 minimum deposit
• FDIC insured

Term	CD Rates
3 Month	4.30% APY
5 Month	4.10% APY
6 Month	4.30% APY
9 Month	3.95% APY
12 Month	3.95% APY

Member FDIC

3-Month High-Yield CD - 4.30% APY

Get Deal

on Raisin's Secure Website

• No fees
• $1 minimum deposit
• 24/7 online access
• FDIC insured

Which is Better: Western Alliance Bank or Navy Federal Credit Union?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.

In short: Western Alliance Bank's savings and fees are outstanding. Navy Federal Credit Union's mobile app and customer service are noteworthy.

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

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Articles on Navy Federal Credit Union

Navy Federal High Yield Savings

Navy Federal Credit Union provides various financial products. But do they have a high-yield savings account? Find out here.

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Which Do You Think is Best?