Navy Federal Credit Union vs Wells Fargo
Navy Federal Credit Union is a savings account with low APY, best for military personnel. How does it compare to Wells Fargo? Read our comparison chart below.
Navy Federal Credit Union | Wells Fargo | |
|---|---|---|
Referral Program - Up to $500 Bonus - | Personal Checking Account - $300 Bonus - | |
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | |
| CD | Standard Fixed Term CD available online: 2.00% to 2.75% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. | |
| Checking | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking | |
| ATMs | approximately 11,000 ATMs across the country | |
| Customer Service | Phone: 888-842-6328 24/7 customer support Online chat | Available 24 hours a day, 7 days a week. |
| IRA CD | Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,700 retail banking branches coast to coast | |
CreditDonkey® Reviews | ||
| Savings |   | |
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| Mobile App | | |
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| CD | | |
| Checking | | |
| Pros & Cons | Pros:
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| Bottom Line | Savings account with low APY, best for military personnel... | A "big 4" bank with a good range of checking accounts and full services... |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Navy Federal Credit Union: Pricing information from published website as of 10/07/2024 based on 91107 zip code. Wells Fargo: Pricing information from the published website as of 10/26/2024 is based on the 91101 zip code. | ||
Which is Better: Navy Federal Credit Union or Wells Fargo?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Navy Federal Credit Union or Bank of America.
In short: Wells Fargo's mobile app is impressive.
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