USAA Bank vs Ally Bank
USAA Bank is a savings account with low rate and limited availability. How does it compare to Ally Bank? Read our comparison chart below.
| SPECIAL OFFER Personal Checking Account - $200 Bonus - Learn MoreRead USAA Bank Review | SPECIAL OFFER Online Savings Account - 3.60% APY - Learn MoreRead Ally Bank Review |
---|
| Benefits and Features |
---|
Savings | USAA Savings and USAA Youth Savings: 0.01% APY. $25 to open.
USAA Performance First Savings: Earn up to 1% APY. $1,000 to open. | 3.60% APY |
---|
CD | 0.05% to 2.25% APY. Terms of 91 days to 7 years. Minimum deposit of $1,000 to open. | 2.90% to 4.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.90% |
---|
Checking | Classic Checking, Youth Spending | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 |
---|
Money Market | | 3.60% APY |
---|
Mobile App | iOS & Android | iOS & Android |
---|
ATMs | 100,000+ USAA and USAA-preferred ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs |
---|
Customer Service |
- Monday - Friday: 9AM - 5PM (ET)
- Saturday: 8:30AM - 1PM (ET)
| 24/7 |
---|
IRA CD | 0.01% APY. Terms of 182 days to 1 year. Minimum deposit of $250. | |
---|
Locations | 4 financial centers in Colorado, New York, Maryland, and Texas | Online only |
---|
| CreditDonkey® Reviews |
---|
Savings |      | |
---|
Fees |      | |
---|
Mobile App |      | |
---|
Customer Service |      | |
---|
Pros & Cons | Pros:- $0 monthly fees
- Free bank card
Cons:- Low APY
- Not available for all
| |
---|
Bottom Line | Savings account with low rate and limited availability... Read full review | Read full review |
---|
| | |
---|
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. USAA Bank: Pricing information from published website as of 03/29/2025. Ally Bank: Pricing information from published website as of 03/28/2025. |
Which is Better: USAA Bank or Ally Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing USAA Bank or Chase.
Articles on USAA Bank
USAA only has one routing number: 314074269. Learn what you need it for and other ways to transfer money.
Looking to open a savings account with USAA Federal Savings Bank? Read on to learn what rates are being offered.
USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out.
Articles on Ally Bank
Ally Bank's No Penalty CD offers a competitive APY without early withdrawal penalties. Learn more about this CD here.
Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.
Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.
Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.
Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.
Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.
Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.
Which Bank Account is Right for You?