Ally Bank vs CIT Bank
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Learn More | Visit Site | |
Ally Bank | CIT Bank | |
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Online Savings Account - 3.70% APY - | CIT Bank Platinum Savings - | |
Benefits and Features | ||
Savings | Platinum Savings: 4.10% APY with a balance of $5,000 or more Savings Connect: 4.00% APY Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit | |
CD | 2.90% to 4.00% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.90% | Term CDs up to 3.50% APY. $1,000 minimum opening deposit. |
Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | eChecking: 0.25% APY with $25,000+ balance and 0.10% APY on balances under $25,000 |
Money Market | ||
Mobile App | ||
ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account) |
Customer Service | Mon - Fri: 9 am - 9 pm ET Sat: 10 am - 6 pm ET Sunday: Closed | |
Locations | ||
CreditDonkey® Reviews | ||
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Pros & Cons | Pros:
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Bottom Line | | Solid online bank with excellent rates and no monthly fees... |
Learn More | Visit Site | |
Ally Bank: Pricing information from published website as of 02/19/2025. CIT Bank: Pricing information and data points from published website as of 03/20/2025. |
CIT Bank Platinum Savings - $300 Bonus
- Transfer a one-time deposit of $50,000+ for a Bonus of $300
- 4.10% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- No monthly maintenance fee
- Member FDIC
CIT Bank Platinum Savings - $225 Bonus
- Transfer a one-time deposit of $25,000 - $49,999.99 for a Bonus of $225
- 4.10% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- No monthly maintenance fee
- Member FDIC
CIT Bank Platinum Savings - 4.10% APY
- 4.10% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC