First Internet Bank Promotions
Interest Checking
- 0.50% APY
- $100 Minimum Opening Deposit
- $10 monthly service fee, waived with $500 average daily balance
- Up to $10/month ATM fee reimbursement
- FDIC insured
Money Market Savings Account
- 3.09% APY with a daily balance of $1,000,000 or less
- 3.64% APY with a daily balance above $1,000,000
- $100 Minimum Opening Deposit
- $5 monthly service fee, waived with $4,000 average daily balance
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
Free Savings
- 0.80% APY
- $25 Minimum Opening Deposit
- Free ATM card
- Up to $10/month ATM fee reimbursement
- FDIC insured
High Yield CD
- Up to 3.76% APY
- Up to 5 years
- $1,000 Minimum Opening Deposit
- No monthly service fee
- FDIC insured
Small Business Checking
- $0 monthly fee
- Earn 0.50% APY with an average daily balance of $10,000
- No minimum balance required
- No transaction fees
Business Savings
- 0.90% APY with a daily balance of $250,000 or less
- $100 minimum opening deposit
- $2 monthly service fee, waived with $1,000 average daily balance
Business Money Market Savings
- $100 minimum opening deposit
- 2.94% APY with a daily balance of $5,000,000 or below
- 3.64% APY with a daily balance over $5,000,000
- $5 monthly fee or maintain an average daily balance of $4,000 to waive fee
Compare Promotions
HSBC Premier - Up to $5,000
Discover all that Premier can do for you
- Earn our best savings rate with a Premier Relationship Savings account for an introductory period and thereafter if you qualify
- Send money internationally, securely, quickly and fee-free in the HSBC mobile app with our award-winning HSBC Global Money Transfers
- Enjoy peace of mind with unique travel benefits available through our credit cards
Here's how the offer works
- Open a Premier checking account by June 30, 2026
- Add your desired level of deposits and/or eligible investments within 20 days
- Get $1,500: Deposit or invest $150,000 to $249,999
- Get $2,500: Deposit or invest $250,000 to $499,999
- Get $3,500: Deposit or invest $500,000 to $999,999
- Get $5,000: Deposit or invest $1,000,000+
- Maintain your balances for 3 full consecutive months
- Remain opted-in to receive HSBC marketing emails
If all offer requirements are met, the bonus will be paid within 8 weeks.
CIT Bank Platinum Savings - 4.10% APY Boost
| Tier | Boost APY |
|---|---|
| Balance over $5,000 | 4.10%* |
| Balance less than $5,000 | 0.60%* |
After boost is completed, you will continue to earn our best standard rates:
| Tier | APY |
|---|---|
| Balance over $5,000 | 3.75%1 |
| Balance less than $5,000 | 0.25%1 |
- Needs to use promo code to qualify: CITBoost
- Boost lasts 6 months over standard APY
- Tiered account
- $100 minimum account opening
- Member FDIC
- No Monthly Service fees
- No account opening fees
Bank of America Advantage Plus Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage Relationship Banking® - Up to $500 Bonus Offer
- New checking customers only: Get a bonus offer up to $500 after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
Bank of America Advantage SafeBalance Banking® - $100 Bonus Offer
- New checking customers only: Get a $100 bonus offer after completing qualifying transactions. See offer page for more details
- Bank of America N.A. Member FDIC.
First Internet Bank CD Rates
- 6-Month CD - 3.76% APY
- 12-Month CD - 3.67% APY
- 48-Month CD - 3.45% APY
- 60-Month CD - 3.45% APY
- 3-Month CD - 3.14% APY
Highlights
Online only
Pricing information from published website as of 05/20/2026.
First Internet Bank | Ally Bank | |
|---|---|---|
Benefits and Features | ||
| Savings | ||
| CD | 2.80% to 3.70% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.70% | |
| Checking | 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000 | |
| Money Market | ||
| Mobile App | ||
| ATMs | 75,000+ no-fee Allpoint and MoneyPass ATMs | |
| Customer Service | ||
| Locations | ||
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. First Internet Bank: Pricing information from published website as of 05/20/2026. Ally Bank: Pricing information from published website as of 05/07/2026. | ||
6-Month CD - 3.76% APY
12-Month CD - 3.67% APY
48-Month CD - 3.45% APY
60-Month CD - 3.45% APY
3-Month CD - 3.14% APY
First Internet Bank Alternatives
CIT Bank Platinum Savings - 3.75% APY
- 3.75% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3.00% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Savings with up to 4.00% APY
Free Business Checking - Earn $500 Bonus
To earn the $500 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 09/30/2026 using the referral code CD500.
After opening your account, deposit a total of $5,000 within the first 30 days. After 30 days, maintain a minimum daily balance of $5,000 while also completing at least one of the following eligibility requirements every 30 days for 90 days:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 on eligible transactions with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
Key Select Checking® - $500 Bonus
- Open a Key Select Checking® account online by December 11, 2026.
- Make the minimum opening deposit of $50 and make a total of $5,000 or more in eligible direct deposits within the first 90 days of account opening.
- Your $500 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.







