Payment Depot vs Payline

Payment Depot is a cheap merchant account provider for high-volume businesses. How does it compare to Payline? Read our comparison chart below.

Payment Depot offers membership pricing plans based on business volume. It starts at $79/mo, plus Interchange + 8¢ per transaction for swipe, and Interchange + 18¢ for online transactions. There is no contract.

While Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

Compare Payment Depot with Payline, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Payment Depot	Payline

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	SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review
	Benefits and Features
Monthly Fee	Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)	$10 per month for in-person processing $20 per month for online processing $10 per month for virtual terminal
Good For	Businesses processing $20,000 or more per month	Businesses processing $5,000 or more per month
Equipment	POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing	POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Customer Service	Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)	Phone, Email
Fraud Prevention Tools
Invoice Management	Integration needed
Pricing Model	Subscription	Interchange-Plus
Recurring Billing	Integration needed
Swipe Rate	Interchange rate + $0.08	Interchange + 0.4% + $0.10
Online Rate	Interchange rate + $0.18	Interchange + 0.75% + $0.20
Keyed-in Transaction Fee	Interchange + 18¢	Interchange + 0.75% + $0.20
Deposit Time	Next day deposits	Next business day
Chargeback Fee		$25
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee	Pros: User-friendly interface Transparent interchange-plus pricing model Cons: Monthly fee $25 monthly minimum processing requirement
Bottom Line	Cheap merchant account provider for high-volume businesses... Read full review	Good credit card processor for most businesses... Read full review
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	Save Over $400 Per Month on Average First Month Free Save 40% or More
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Save Over $400 Per Month on Average

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Wholesale Rates
Membership Fee Model
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📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Which is Better: Payment Depot or Payline?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Payment Depot or Square.

In short: Payment Depot's ecommerce and high volume business are notable. In particular, the high volume business is excellent. Payline's low volume business is noteworthy.