North One vs Wells Fargo

North One is a good business banking features and tools with no monthly fees. How does it compare to Wells Fargo? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Wells Fargo is one of America's largest banks with approximately 4,100 locations and more than 11,000 ATMs. Offers many checking options, including Everyday Checking and Clear Access Banking for those who have financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

Compare North One with Wells Fargo, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

		Wells FargoNovoBluevineBank of AmericaChaseUS Bank
	Visit Site	Learn More
	North One	Wells Fargo
	SPECIAL OFFER North One Free Business Banking - Learn More Read North One Review	SPECIAL OFFER Personal Checking Account - $2,500 Bonus - Learn More Read Wells Fargo Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD		Standard Fixed Term CD available online: 2.00% to 2.75% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.
Checking	$0 monthly fee; no balance requirements	Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking
Monthly Fee	$0
APY	N/A
Minimum Deposit to Open	$50
ACH Transfer Fee	$0
ATMs	38,000+ MoneyPass ATMs	11,000+ ATMs across the country
Balance Requirement	None
Cash Deposit Fee	up to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members)
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Available 24 hours a day, 7 days a week.
Incoming Wire Transfer Fee	$0 for domestic wires
IRA CD		Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
Locations	Online only	approximately 4,100 retail banking branches coast to coast
Out of Network ATM Fee	Fee from ATM owner
Outgoing Wire Transfer Fee	$20 for domestic wires
Overdraft Fee	$0
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Savings
CD
Pros & Cons	Pros: No monthly fees Unlimited envelopes App integrations Cons: No APY Cash deposit fee	Pros: Low requirements for Everyday Checking Full service bank 24/7 customer service Cons: Low savings rates Not in all states
Bottom Line	Good business banking features and tools with no monthly fees... Read full review	A "big 4" bank with a good range of checking accounts and full services... Read full review
	Visit Site	Learn More
	North One Free Business Banking North One Plus Business Banking North One Free Business Banking	Personal Checking Account - $2,500 Bonus Personal Checking Account - $300 Bonus Personal Checking Account - $125 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. North One: Information sourced from the published website as of 03/05/2024. Wells Fargo: Pricing information from the published website as of 12/21/2024 is based on the 91101 zip code.

North One Free Business Banking

• Business banking for teams
• Automatic invoice ingestion and payments
• Sales and revenue analytics
• Unlimited account envelopes
• Close to 100 integrations
• Over $5000 in perks for new customers
• No monthly fees, no application fees, no minimum balance

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Plus Business Banking

• Priority email/chat support
• Dedicated relationship manager
• Implementation and onboarding assistant
• $0 same-day ACH payments, bill payments, and physical checks
• Lowest transaction fees
• $50 minimum opening deposit
• $20 monthly fee

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Free Business Banking

• Unlimited envelopes for all your business budgets
• Integrations with popular accounting and payment processing apps
• Automate your bill payments
• $50 minimum opening deposit

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

Which is Better: North One or Wells Fargo?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

Articles on North One

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North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

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Is NorthOne Safe and Legit

North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.

Articles on Wells Fargo

Wells Fargo Bank Review

Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.

• Wells Fargo vs Bank of America
• Wells Fargo vs Chase
• Wells Fargo vs US Bank

Wells Fargo High Yield Savings

Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.

Wells Fargo Bank CD Rates

Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.

Wells Fargo Bank Hours

Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

Wells Fargo Routing Number

Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

Which Do You Think is Best?

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