North One vs Bluevine

North One is a good business banking features and tools with no monthly fees. How does it compare to Bluevine? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Bluevine offers one of the highest APYs on the market for its Business Checking account. You also get 5 free subaccounts, unlimited transactions, 2 free checkbooks a year, and additional users at no extra cost. There's no monthly fee.

Compare North One with Bluevine, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Visit Site	Visit Site
	North One	Bluevine
	SPECIAL OFFER North One Free Business Banking - Learn More Read North One Review	SPECIAL OFFER Free Business Checking - Up to 1.5% APY - Learn More Read Bluevine Review
	Benefits and Features
Savings	No savings account, but you can create unlimited envelopes for savings goals	No savings account, but you add 5 free sub accounts
Checking	$0 monthly fee; no balance requirements	3.7% APY for Premier customers, 2.7% APY for Plus customers, 1.5% APY for Bluevine Standard tier customers. No monthly fees, no balance requirements, and no overdraft fees for Bluevine Standard
Monthly Fee	$0	Standard tier: $0 per month Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend) Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend)
APY	N/A	3.7% APY on balances up to $3M for Premier customers; 2.7% APY on balances up to $250,000 for Plus customers; 1.5% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
Minimum Deposit to Open	$50	$0
ACH Transfer Fee	$0	$0
ATMs	38,000+ MoneyPass ATMs	approximately 40,000 MoneyPass ATMs
Balance Requirement	None	None
Cash Deposit Fee	up to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members)	$4.95 per deposit at Green Dot locations or $1 + 0.5% of the deposit amount at Allpoint+ ATMs
Customer Service	Phone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.	Phone and email: Monday - Friday. 8 am to 8 pm EST
Incoming Wire Transfer Fee	$0 for domestic wires	$0
Locations	Online only	Online only
Out of Network ATM Fee	Fee from ATM owner	$2.50
Outgoing Wire Transfer Fee	$20 for domestic wires	$15 ($12 for Plus; $7.50 for Premier)
Overdraft Fee	$0	$0
	CreditDonkey® Reviews
Checking
Fees
Mobile App
Customer Service
Pros & Cons	Pros: No monthly fees Unlimited envelopes App integrations Cons: No APY Cash deposit fee	Pros: High interest rate $0 monthly fee 2 free checkbooks Cons: Fees to deposit cash No physical branches
Bottom Line	Good business banking features and tools with no monthly fees... Read full review	Free account with interest for basic business checking needs... Read full review
	Visit Site	Visit Site
	North One Free Business Banking North One Plus Business Banking North One Free Business Banking	Free Business Checking - Up to 1.5% APY Premier Business Checking - Up to 3.7% APY Plus Business Checking - Up to 2.7% APY
North One: Information sourced from the published website as of 03/05/2024.

North One Free Business Banking

• Business banking for teams
• Automatic invoice ingestion and payments
• Sales and revenue analytics
• Unlimited account envelopes
• Close to 100 integrations
• Over $5000 in perks for new customers
• No monthly fees, no application fees, no minimum balance

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Plus Business Banking

• Priority email/chat support
• Dedicated relationship manager
• Implementation and onboarding assistant
• $0 same-day ACH payments, bill payments, and physical checks
• Lowest transaction fees
• $50 minimum opening deposit
• $20 monthly fee

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

North One Free Business Banking

• Unlimited envelopes for all your business budgets
• Integrations with popular accounting and payment processing apps
• Automate your bill payments
• $50 minimum opening deposit

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

Learn More

Free Business Checking - Up to 1.5% APY

Get Deal

• 1.5% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
• $0 minimum opening deposit
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Free Business Checking - Up to 1.5% APY

Get Deal

• 1.5% APY on balances up to $250,000 for eligible customers
• Unlimited transactions
• 5 free subaccounts with unique account numbers
• 2 free checkbooks per year
• $0 monthly service fee

Banking services provided by Coastal Community Bank, Member FDIC

Premier Business Checking - Up to 3.7% APY

Get Deal

• 3.7% APY on balances up to $3,000,000
• $0 minimum opening deposit
• 50% off most Standard payment fees
• Priority customer support
• Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend

Banking services provided by Coastal Community Bank, Member FDIC

Which is Better: North One or Bluevine?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

In short: North One's customer service is outstanding. Bluevine's fees is impressive.

Articles on North One

NorthOne

North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

• North One vs Novo
• North One vs Mercury

Is NorthOne Safe and Legit

North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.

Articles on Bluevine

Bluevine Business Checking Review

Bluevine offers free business checking with a high interest rate. But what's the catch? Is it right for your business? Read on for the full review.

Is Bluevine Safe and Legit

Bluevine provides banking products for small business owners in the digital age. But is it safe and legit? Read on to find out.

Bluevine Alternatives

Bluevine offers a high APY and no monthly fees. But it has limitations. Find out if one of these business checking alternatives is better for you instead.

Which Do You Think is Best?

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