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North One vs Lili

North One is a good business banking features and tools with no monthly fees. How does it compare to Lili? Read our comparison chart below.

North One offers business banking with built-in financial tools. You get unlimited sub-accounts, a bill pay feature, and app integrations.

While Lili is designed for sole proprietors and single-member LLCs. It helps you prepare for taxes with a write-off tracker, automated tax savings, and pre-filled tax forms. The Lili basic account has no monthly fees or minimums.

Compare North One with Lili, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 North OneLili
 Visit SiteVisit Site
 

North One

Lili

SPECIAL OFFER
North One Free Business Banking - Learn More

Read North One Review

SPECIAL OFFER
Free Checking Account for Small Business Owners - Learn More

Read Lili Review

 

Benefits and Features

SavingsNo savings account, but you can create unlimited envelopes for savings goalsEmergency Bucket for all users; Lili Pro users also get an Emergency Bucket with 3.65% APY
Checking$0 monthly fee; no balance requirementsNo monthly fees; no balance requirements; no overdraft fees; no foreign transaction fees
Monthly Fee
$0
$0
APY
N/A
N/A
Minimum Deposit to Open
$50
$0
ACH Transfer Fee
$0
$0
ATMs
38,000+ MoneyPass ATMs
approximately 40,000 MoneyPass ATMs
Balance Requirement
None
$0
Cash Deposit Feeup to $4.95; 1 refund/month (Standard members); 3 refunds/month (Plus members)
Up to $4.95
Customer ServicePhone, email, and live chat: Monday - Sunday, 8 am - 10 pm EST.
Monday – Friday 9am – 7pm EST
Incoming Wire Transfer Fee
$0 for domestic wires
$0
Locations
Online only
Online only
Out of Network ATM Fee
Fee from ATM owner
$2.50 ($5 for international)
Outgoing Wire Transfer Fee
$20 for domestic wires
N/A
Overdraft Fee
$0
$0
 

CreditDonkey® Reviews

 North OneLili
CheckingStarStarStarStarEmpty StarStarStarStarStarStar
FeesStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Mobile AppStarStarStarStarStarStarStarStarStarHalf Star
Customer ServiceStarStarStarStarStarStarStarStarStarEmpty Star
SavingsStarStarStarEmpty StarEmpty Star
Minimum DepositStarStarStarStarStar
Pros & ConsPros:
  • No monthly fees
  • Unlimited envelopes
  • App integrations
Cons:
  • No APY
  • Cash deposit fee
Pros:
  • No monthly fees
  • Expense tracking
  • Save for taxes
Cons:
  • Best features only for paid Lili plans
  • Fee to deposit cash
Bottom LineGood business banking features and tools with no monthly fees... Read full reviewMixed-use account for small business owners to help manage expenses and taxes... Read full review
 Visit SiteVisit Site

North One: Information sourced from the published website as of 03/05/2024.

North One

North One Free Business Banking

  • Business banking for teams
  • Automatic invoice ingestion and payments
  • Sales and revenue analytics
  • Unlimited account envelopes
  • Close to 100 integrations
  • Over $5000 in perks for new customers
  • No monthly fees, no application fees, no minimum balance

North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.

North One

North One Plus Business Banking

  • Priority email/chat support
  • Dedicated relationship manager
  • Implementation and onboarding assistant
  • $0 same-day ACH payments, bill payments, and physical checks
  • Lowest transaction fees
  • $50 minimum opening deposit
  • $20 monthly fee
North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
North One

North One Free Business Banking

  • Unlimited envelopes for all your business budgets
  • Integrations with popular accounting and payment processing apps
  • Automate your bill payments
  • $50 minimum opening deposit
North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
Lili

Free Checking Account for Small Business Owners

  • Sign up in 3 minutes; no credit check
  • No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
  • Automatic Savings
  • Get paid up to 2 days early
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Lili

Free Checking Account for Small Business Owners

  • $0 monthly service fees
  • $0 minimum opening deposit
  • No minimum balance requirement
  • No foreign exchange fee
  • Get direct deposits up to 2 days earlier
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC
Lili

Free Checking Account for Small Business Owners

  • $0 monthly service fees
  • Automatic Savings
  • Free withdrawals at approximately 40,000 ATMs
  • Get direct deposits up to 2 days earlier
  • No foreign transaction fees
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A., Member FDIC

Which is Better: North One or Lili?

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing North One or Novo.

In short: North One's customer service is outstanding. Lili's checking and fees are outstanding.


Articles on North One

NorthOne

North One is a banking platform for small businesses. But is it right for you? Find out the unique features it offers and how it compares.

Is NorthOne Safe

North One offers convenient online banking for small business owners. But is North One safe and legit? Read on to find out.

Articles on Lili

Lili Review

Lili offers a free business checking account with tax planning and expense tracking tools. Review the features to find out if Lili is worth it.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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