myFICO
Highlights
Starts at $0/mo;
Paid plans start at $29.95/mo
Free Plan: Equifax
Advanced & Premier Plans: 3 Main Credit Bureaus
Free Plan: Monthly Equifax FICO Scores
Advanced Plan: Quarterly 3-Bureau FICO Scores
Premier Plan: Monthly 3-Bureau FICO Scores
Free Plan: Monthly Equifax Credit Report
Advanced Plan: Quarterly 3-Bureau Credit Report
Premier Plan: Monthly 3-Bureau Credit Report
Free Plan: None
Advanced & Premier Plans: Yes
Free Plan: None
Advanced & Premier Plans: $1M Identity Theft Insurance
myFICO | Experian | |
---|---|---|
Benefits and Features | ||
Fees | Starts at $0/mo; Paid plans start at $29.95/mo | Starts at $0/mo; Premium Plan costs $24.99/mo (also offers Family Plan) |
Credit Bureaus Monitored | Free Plan: Equifax Advanced & Premier Plans: 3 Main Credit Bureaus | Free Plan: Experian Premium Plan: 3 Main Credit Bureaus |
Credit Score Update | Free Plan: Monthly Equifax FICO Scores Advanced Plan: Quarterly 3-Bureau FICO Scores Premier Plan: Monthly 3-Bureau FICO Scores | Free Plan: Daily access to Experian FICO Score Premium Plan: Daily access to Experian FICO Score, Quarterly 3-Bureau FICO Scores |
Credit Reports | Free Plan: Monthly Equifax Credit Report Advanced Plan: Quarterly 3-Bureau Credit Report Premier Plan: Monthly 3-Bureau Credit Report | Free Plan: Daily access to Experian credit report (report updated every 30 days) Premium Plan: Daily access to Experian credit report (report updated every 30 days), Quarterly 3-Bureau Credit Reports |
Identity Monitoring | Free Plan: None Advanced & Premier Plans: Yes | |
Identity Theft Protection | Free Plan: None Advanced & Premier Plans: $1M Identity Theft Insurance | Up to $1M Identity Theft Insurance included in Premium Plan |