Mastercard® Black Card™ vs Capital One Venture
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Mastercard Black Card is a stainless steel and carbon card with luxury benefits. How does it compare to Capital One Venture, a travel card? Read our comparison chart below.
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Mastercard® Black Card™ | Capital One Venture Rewards Credit Card | |
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Credit Card Interest Rates & Fees | ||
| Introductory APR for Balance Transfers | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | N/A |
| Purchase APR | 20.24% to 28.24% (Variable) based on your creditworthiness and other factors | 19.99% to 29.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfers APR | 20.24% to 28.24% Variable, based on your creditworthiness and other factors based on your creditworthiness and other factors | 19.99% to 29.24% (Variable) based on your creditworthiness and other factors |
| Balance Transfer Fee | Either $5 or 5% of the amount of each transfer, whichever is greater | No balance transfer fee |
| Foreign Transaction Fee | 0% of each transaction in U.S. dollars. | No foreign transaction fee |
| Annual Fee | $495 annual fee ($195 for each Authorized User added to the account) | |
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Airline Rewards | Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that's equal to $1,000 in travel | |
| Cash Back Rewards | 1.5% value for cash back redemptions | |
| Travel Rewards | Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs. | |
| Airline Rewards | 2% value for airfare redemptions with no blackout dates or seat restrictions. | Earn 2 miles per dollar on all purchases |
| Airline Status | Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardmembers simply pay for airline purchases with their Mastercard Black Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year. Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest. | |
| Airline Transfer Partners | Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Stainless steel and carbon card with luxury benefits... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Mastercard® Black Card™ card, please click here. Disclaimer: The information for the Capital One Venture Rewards Credit Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Mastercard Black Card or Chase Sapphire Preferred.
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For rates and fees of the Chase Sapphire Reserve® card, please click here.
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
For rates and fees of the Chase Freedom Unlimited® card, please click here.
