Mastercard Black Card vs Chase Sapphire Preferred® Card
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Mastercard Black Card is a stainless steel and carbon card with luxury benefits. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below.
Keep in mind, the Mastercard Black Card has a $495 annual fee ($195 for each Authorized User added to the account), while the Chase Sapphire Preferred has a
| Read Mastercard Black Card Review |  | |
Mastercard® Black Card™ | Chase Sapphire Preferred® Card | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Balance Transfers | 0% introductory APR for the first fifteen billing cycles following each balance transfer that posts to your account within 45 days of account opening. | N/A |
| Purchase APR | 20.49% to 28.49% (Variable) based on your creditworthiness and other factors | 20.74% to 27.74% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 20.49% to 28.49% (Variable) based on your creditworthiness and other factors | 20.74% to 27.74% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | 0% of each transaction in U.S. dollars. | $0 |
| Annual Fee | $495 annual fee ($195 for each Authorized User added to the account) | |
Credit Card Rewards & Benefits | ||
| Introductory Bonus Offer | Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. | |
| Cash Back Rewards | 1.5% value for cash back redemptions | |
| Travel Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | |
| Airline Rewards | 2% value for airfare redemptions with no blackout dates or seat restrictions. | 1:1 point transfer to leading airline and hotel loyalty programs |
| Bonus Hotel Rewards | $50 Annual Chase Travel Hotel Credit | |
| Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
| Point Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | |
| Airline Status | Annual Airline Credit—up to $100 in statement credits toward flight-related purchases including airline tickets, baggage fees, upgrades and more. Cardholders simply pay for airline purchases with their Mastercard Black Card and the credit is automatically applied to their account. There's no need to activate or designate an airline. The full credit amount is available at the start of the calendar year. Up to a $120 application fee credit for the cost of TSA Pre✓® or Global Entry. Also, enjoy automatic enrollment in Priority Pass™ Select with access to 1,500+ airport lounges worldwide with no guest or lounge limits. Includes credits at select airport restaurants for cardholder and one guest. | |
| Dining Rewards | 3X points on dining | |
| Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Stainless steel and carbon card with luxury benefits... | High-earning rewards card for those with excellent credit... |
| Read Mastercard Black Card Review | | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Mastercard® Black Card™ has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. | ||
Which is Better: Mastercard Black Card or Chase Sapphire Preferred?
Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Mastercard Black Card or Chase Sapphire Reserve.
Articles on Mastercard® Black Card™
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Which Do You Like and Why?
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