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Kovo vs Credit Karma

Kovo is a simple credit builder that gives you access to digital courses. How does it compare to Credit Karma? Read our comparison chart below.

 Kovo
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Kovo

Credit Karma

SPECIAL OFFER
Build Credit & Earn Rewards - Learn More

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Benefits and Features

Fees
$10/month (for 24 months)
Monthly Savings: Starts at $10/month

Credit Monitoring: Free
Credit Building Tools
Payment Reporting
Credit Builder (line of credit + savings account)
Credit Bureaus Reporting3 Main Credit Bureaus and Innovis
3 Main Credit Bureaus
Mobile App
No
Yes
 

CreditDonkey® Reviews

 Kovo
FeesStarStarStarStarHalf StarStarStarStarStarStar
Credit Building ToolsStarStarStarStarStarStarStarStarHalf StarEmpty Star
Credit Bureaus ReportingStarStarStarStarStarStarStarStarStarStar
Mobile AppStarStarStarStarHalf StarStarStarStarStarStar
Pros & ConsPros:
  • $10/month only
  • Easy to apply
  • Earn rewards
Cons:
  • 24 months lock-in
  • Courses may have little value to you
Pros:
  • No fees
  • Reports to 3 credit bureaus
  • No lock-in period
Cons:
  • Credit score must be 619 or below
  • Can't access savings immediately
Bottom LineSimple credit builder that gives you access to digital courses... Read full reviewFree credit builder that helps you build savings worth $500 or more... Read full review
 Visit SiteLearn More

Build Credit & Earn Rewards

Kovo

Build Credit & Earn Rewards

  • No credit check
  • Instant approval
  • 0% APR / $0 fees

Which is Better: Kovo or Credit Karma?

Still need help deciding which credit builder is better? Read the in-depth reviews below. You may also be interested in comparing Kovo or Self.

In short: Kovo's credit building tools is outstanding.


Articles on Kovo

Kovo Credit Builder Review

Kovo is a low-cost way to build credit and learn more skills online. Learn Kovo's features, value, and if it's the best credit builder for you.

Kovo vs Self vs Kikoff

Forget big credit repair companies. Kovo, Self or Kikoff may be your holy grail in building and improving your credit. But what's the catch?

Articles on Credit Karma

Credit Karma Credit Builder Review

Building credit can be simple. Credit Karma makes it easy without fees. But is there anything to look out for? Read on to find out.

Credit Karma Alternatives

Searching for credit monitoring tools like Credit Karma? Browse these alternatives and their features. Some of them are free.

Which Do You Think is Best?





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About CreditDonkey
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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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