Kovo vs Self
Kovo is a simple credit builder that gives you access to digital courses. How does it compare to Self? Read our comparison chart below.
Kovo provides access to online courses for $10/month. It helps build credit by reporting the monthly payments to the credit bureaus. The main downside is the 24-month lock-in period.
While Self offers Credit Builder Account. It reports your monthly payments to all 3 credit bureaus to help build your credit. At the end of the loan term, you get your money back (minus interest and fees). Self also offers a secured credit card, and rent and bills reporting.
Compare Kovo with Self, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
| | |
| Visit Site | Visit Site |
| SPECIAL OFFER Build Credit & Earn Rewards - Learn MoreRead Kovo Review | SPECIAL OFFER Apply for a Credit Builder Account at Self - Learn MoreRead Self Review |
---|
| Benefits and Features |
---|
Fees | $10/month (for 24 months) |
- Rent Reporting: Free
- Bills Payment Reporting: $6.95/month
|
---|
Credit Building Tools | Payment Reporting |
- Credit Builder Loan
- Self Secured Visa® Credit Card
- Rent and Bills Reporting
|
---|
Credit Bureaus Reporting | 3 Main Credit Bureaus and Innovis |
- Credit Builder Loan, Credit Card, and Rent Reporting: 3 Main Credit Bureaus
- Bills Payment Reporting: TransUnion
|
---|
Mobile App | No | Yes |
---|
| CreditDonkey® Reviews |
---|
| | |
---|
Fees | | |
---|
Credit Building Tools | | |
---|
Credit Bureaus Reporting | | |
---|
Mobile App | | |
---|
Pros & Cons | Pros:- $10/month only
- Easy to apply
- Earn rewards
Cons:- 24 months lock-in
- Courses may have little value to you
| Pros:- No hard credit check
- Available in all 50 states
- Get your money back (minus interest and fees)
- Cancel anytime
Cons:- High APRs
- Charges late fees, convenience fees, and closing fees
|
---|
Bottom Line | Simple credit builder that gives you access to digital courses... Read full review | Flexible credit builder that can turn expensive with fees... Read full review |
---|
| Visit Site | Visit Site |
---|
| Build Credit & Earn Rewards | Apply for a Credit Builder Account at Self |
---|
Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC. |
- No credit check
- Instant approval
- 0% APR / $0 fees
- Get the Credit Builder Account that helps build credit today!
- Choose the plan that fits within your budget
- Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.
Which is Better: Kovo or Self?
Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Kovo or Kikoff.
In short: Kovo's fees is notable.
Articles on Kovo
Kovo is a low-cost way to build credit and learn more skills online. Learn Kovo's features, value, and if it's the best credit builder for you.
Forget big credit repair companies. Kovo, Self or Kikoff may be your holy grail in building and improving your credit. But what's the catch?
Articles on Self
Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.
You Might Also Like
Credit repair services cost up to $150/mo. But you can do the same things without paying high fees. So is credit repair worth it? Read on to find out.
Kikoff offers an affordable credit line, which can help you build your credit. But what's the catch? Read on to find out.
Cheese lets you build credit and savings at the same time. It's also one of the most affordable credit builders, but what's the catch? Read on to find out.
Credit repair companies can cost a hundred dollars per month. But you can perform their services yourself and spend $0 to restore your credit. Here's how.
Want to improve your credit score? Explore the best credit building apps to help you build excellent credit fast.