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Jenius Bank vs Ally Bank


 

Jenius Bank

Ally Bank

SPECIAL OFFER
High-Yield Savings Account - 5.25% APY - Learn More

SPECIAL OFFER
Online Savings Account - 4.20% APY - Learn More

Read Ally Bank Review

 

Benefits and Features

Savings
5.25% APY
4.20% APY
CD 3.00% to 4.80% APY. Terms of 3 months to 5 years. 12-month CD APY of 4.50%
Checking 0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market 
4.20% APY
Mobile App 
iOS & Android
ATMs 
43,000+ no-fee Allpoint ATMs
Customer Service 
24/7
Locations 
Online only
 

CreditDonkey® Reviews

SavingsStarStarStarStarEmpty Star
FeesStarStarStarStarStar
Mobile AppStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty Star
Pros & ConsPros:
  • High APY on all balance tiers
  • $0 monthly fees
  • Seamless online banking platform
Cons:
  • No cash deposits
  • Online banking only
  • No debit card
Bottom LineHigh-yield savings account with competitive APY and smart budgeting tools... Read full review

High-Yield Savings Account - 5.25% APY

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Jenius Bank: Information sourced from the published website as of 08/15/2024.

Ally Bank: Pricing information from published website as of 08/08/2024.


Articles on Ally Bank

Ally No Penalty CD

Ally Bank's No Penalty CD offers a competitive APY without early withdrawal penalties. Learn more about this CD here.

Ally Bank Locations

Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.

Ally High Yield Savings Review

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Money Market vs Savings

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Which Do You Think is Best?





Which Bank Account is Right for You?


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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