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Hilton Honors American Express Card vs Hilton Honors Surpass

Compare Rewards, Interest Rates, Fees, and Benefits

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American Express Hilton is a good secondary credit card to earn points for hotel stays. How does it compare to Hilton Honors Surpass from American Express, a hotel card? Read our comparison chart below.

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Hilton Honors American Express Card

Hilton Honors American Express Surpass® Card

 

Credit Card Interest Rates & Fees

Purchase APR20.24% to 29.24% Variable based on your creditworthiness and other factors20.24% to 29.24% Variable based on your creditworthiness and other factors
Balance Transfers APRN/AN/A
Foreign Transaction FeeNo foreign transaction feeNo foreign transaction fee
Annual Fee$0 annual fee$150 annual fee
Terms Apply. See Rates & Fees 
 

Credit Card Rewards & Benefits

Introductory Bonus Hotel RewardsEarn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.Earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.
Bonus Hotel Rewards Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.
Hotel RewardsEarn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Hotel StatusEnjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.Enjoy complimentary Gold status with your Hilton Honors Surpass Card. Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond status through the end of the next calendar year.
Gas RewardsEarn 5X Points per dollar on purchases at U.S. gas stations.Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. gas stations.
Grocery RewardsEarn 5X Points per dollar on purchases at U.S. supermarkets.Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
Dining RewardsEarn 5X Points per dollar on purchases at U.S. restaurants.Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants.
 

CreditDonkey® Credit Card Reviews

Pros & ConsPros:
  • Bonus points
  • No annual fee
  • Honors Silver status
Cons:
  • Not Visa/Mastercard
Bottom LineGood secondary credit card to earn points for hotel stays... Read full review
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Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express.

For rates and fees of the Hilton Honors American Express Card, please click here.

Disclaimer: The information for the Hilton Honors American Express Surpass® Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer.

Hilton Honors Surpass: Pricing information including interest rates, benefits and fees was obtained on November 11, 2024 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which hotel credit card is better? Read the in-depth reviews below. You may also be interested in comparing American Express Hilton or Chase Sapphire Preferred.


Articles on Hilton Honors American Express Card

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Hilton Honors American Express Card is a popular hotel credit card. So what's the catch? Read on to see if the Hilton AMEX is worth applying for.

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For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.
For rates and fees of The Platinum Card® from American Express card, please click here.


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Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

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