American Express Hilton vs American Express Platinum

Compare Rewards, Interest Rates, Fees, and Benefits

American Express Hilton is a good secondary credit card to earn points for hotel stays. How does it compare to American Express Platinum, a travel and airline card? Read our comparison chart below.

Keep in mind, the American Express Hilton has a $0 annual fee, while the American Express Platinum has a $695 annual fee.

	Hilton Honors American Express Card	The Platinum Card® from American Express
	Credit Card Interest Rates & Fees
Purchase APR	19.99% to 28.99% Variable based on your creditworthiness and other factors	N/A
Balance Transfers APR	N/A	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$695 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Hotel Rewards	Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Introductory Bonus Offer		Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Travel Rewards		Travel Rewards
Airline Rewards		Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Hotel Rewards	Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.	Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Point Rewards		1 point for virtually every dollar spent.
Airline Status		$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status	Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.	$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status.
Gas Rewards	Earn 5X Points per dollar on purchases at U.S. gas stations.
Grocery Rewards	Earn 5X Points per dollar on purchases at U.S. supermarkets.
Dining Rewards	Earn 5X Points per dollar on purchases at U.S. restaurants.
Airline Transfer Partners		Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Bonus points No annual fee Honors Silver status Cons: Not Visa/Mastercard	Pros: Travel benefits 80,000 bonus points after you spend $8,000 in first 6 months Concierge service Cons: $695 annual fee
Bottom Line	Good secondary credit card to earn points for hotel stays... Read full review	Excellent card for frequent travelers... Read full review
	Read American Express Hilton Review	Read American Express Platinum Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Disclaimer: The information for the Hilton Honors American Express Card and The Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Hilton: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. American Express Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

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