Helcim vs PaymentCloud
Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to PaymentCloud? Read our comparison chart below.
 |  | |
| Visit Site | Visit Site | |
Helcim | PaymentCloud | |
|---|---|---|
Start Accepting Payments Fast - | High Risk? No Problem - | |
Benefits and Features | ||
| Monthly Fee | Not disclosed - offers customized pricing | |
| Good For | Small-mid sized businesses; Seasonal businesses | |
| Equipment | $99 for Helcim Card Reader; $329 for Helcim Smart Terminal | Available through third-party providers (Clover, Dejavoo, etc.) |
| Accept International Payments | Customers can purchase in CAD/USD (not their local currency) from any location | |
| Customer Service | Phone, email, or schedule callback | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| ACH Payments | ||
| Swipe Rate | Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume) | Not disclosed - offers customized pricing |
| Online Rate | Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume) | Not disclosed - offers customized pricing |
| Keyed-in Transaction Fee | Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume) | |
| Deposit Time | ||
| Chargeback Fee | $15 ($0 if you win the dispute) | |
CreditDonkey® Reviews | ||
| | |
| Price |    | |
| Equipment | | |
| Contract | | |
| Customer Service | | |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pricing Model | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Excellent interchange-plus provider if you're looking for overall value and service... | Trusted merchant account provider for low to high-risk businesses... |
| Visit Site | Visit Site | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Helcim Card Reader for $109
- Tap & Pay
- Chip & PIN
- PIN Debit
- Email receipts
- Inventory and customer tracking
- Analytics & reporting
- Batch history
- Card on file
Helcim Pricing
| Monthly Volume | In-person Transactions | Online and Keyed Transactions |
|---|---|---|
| $0 - $50,000 | Interchange + 0.40% + 8¢ | Interchange + 0.50% + 25¢ |
| $50,001 - $100,000 | Interchange + 0.35% + 7¢ | Interchange + 0.45% + 20¢ |
| $100,001 - $500,000 | Interchange + 0.25% + 7¢ | Interchange + 0.35% + 20¢ |
| $500,001 - $1,000,000 | Interchange + 0.20% + 6¢ | Interchange + 0.25% + 15¢ |
| $1,000,001+ | Interchange + 0.15% + 6¢ | Interchange + 0.15% + 15¢ |
High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accepts Bad Credit Merchants
- Competitive Options for Payment Processing at All Risk Levels
- No Setup/Hidden Fees
- No Minimum Credit Score
Which is Better: Helcim or PaymentCloud?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.
In short: Helcim's contract is excellent. PaymentCloud's equipment and high volume business are notable. In particular, the high volume business is outstanding.
Articles on Helcim
Helcim Review
Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?
Articles on PaymentCloud
PaymentCloud Review
Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.
PaymentCloud Pricing
Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.
Which Do You Think is Best?
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