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Helcim vs PaymentCloud

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to PaymentCloud? Read our comparison chart below.

 HelcimPaymentCloud
 Visit SiteVisit Site
 

Helcim

PaymentCloud

SPECIAL OFFER
Start Accepting Payments Fast - Learn More

Read Helcim Review

SPECIAL OFFER
High Risk? No Problem - Learn More

Read PaymentCloud Review

 

Benefits and Features

Monthly Fee
No monthly fees
Not disclosed - offers customized pricing
Good ForSmall-mid sized businesses; Seasonal businesses 
Equipment$109 for Helcim card reader; $349 for Helcim smart terminalAvailable through third-party providers (Clover, Dejavoo, etc.)
Accept International PaymentsCustomers can purchase in CAD/USD (not their local currency) from any location
Not disclosed
Customer ServicePhone, email, or schedule callback
Phone and Form Submission
Fraud Prevention Tools
Check
Check
Invoice Management
Check
Check
Pricing Model
Interchange plus
Customized
Recurring Billing
Check
Check
ACH Payments
0.5% + $0.25 per transaction
 
Swipe RateInterchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)Not disclosed - offers customized pricing
Online RateInterchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)Not disclosed - offers customized pricing
Keyed-in Transaction FeeInterchange + 0.50% + 25ยข (for processing up to $50,000/mo; discounts for larger volume) 
Deposit Time
1-2-day funding
 
Chargeback Fee$15 ($0 if you win the dispute) 
 

CreditDonkey® Reviews

 HelcimPaymentCloud
PriceStarStarStarHalf StarEmpty Star
EquipmentStarStarStarEmpty StarEmpty StarStarStarStarStarEmpty Star
ContractStarStarStarStarStarStarStarStarHalf StarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
EcommerceStarStarStarStarEmpty StarStarStarStarStarHalf Star
High Volume BusinessStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Low Volume BusinessStarStarStarHalf StarEmpty StarStarStarStarHalf StarEmpty Star
Pricing ModelStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Volume discounts
  • No monthly fees
  • Excellent merchant tools
  • Good customer service
Cons:
  • Only one equipment option
  • Not for high-risk businesses
Pros:
  • Supports up to 3% chargeback ratio
  • Customized payment solutions
  • Dedicated account manager
Cons:
  • Underwriting process
  • No disclosed fees
  • Potential long-term contract
Bottom LineExcellent interchange-plus provider if you're looking for overall value and service... Read full reviewTrusted merchant account provider for low to high-risk businesses... Read full review
 Visit SiteVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Helcim

Start Accepting Payments Fast

  • Interchange Plus Pricing
  • No Monthly Fees
  • No Contracts
Helcim Card Reader for $109

Helcim Card Reader for $109

  • Tap & Pay
  • Chip & PIN
  • PIN Debit
  • Email receipts
  • Inventory and customer tracking
  • Analytics & reporting
  • Batch history
  • Card on file
Helcim

Helcim Free Credit Card Processing

Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.

PaymentCloud

High Risk? No Problem

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

98% Approval

  • Competitive Options for Payment Processing at All Risk Levels
  • Fast Funding
  • No Setup/Hidden Fees
  • No Minimum Credit Score
  • All Industries Accepted
PaymentCloud

Accept Credit Card Payments

  • Top-rated customer support and dedicated account representative
  • Fast funding with same-day deposits
  • No setup/hidden fees
  • Free terminal
  • No minimum credit score and 98% approval rate
  • Fast approvals and same day setup

Which is Better: Helcim or PaymentCloud?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's contract is excellent. PaymentCloud's equipment and high volume business are notable. In particular, the high volume business is outstanding.


Articles on Helcim

Helcim Review

Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?

Articles on PaymentCloud

PaymentCloud Review

Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit.

PaymentCloud Pricing

Payment processing services can sometimes break the bank. For services like PaymentCloud, how much will you need to budget? Read on to find out.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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