Helcim vs PaymentCloud

Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to PaymentCloud? Read our comparison chart below.

Helcim offers interchange-plus pricing for businesses of all sizes, with automatic discounts for larger processing volume. It has no contract and no monthly fees. Merchants get full access to all its payment tools with no add-on fees or usage limits.

While PaymentCloud provides customized payment solutions to businesses especially to high-risk companies. It also offers fraud prevention tools, payment gateways, and merchant funding.

Compare Helcim with PaymentCloud, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Helcim	PaymentCloud

	Visit Site	Visit Site
	SPECIAL OFFER Start Accepting Payments Fast - Learn More Read Helcim Review	SPECIAL OFFER High Risk? No Problem - Learn More Read PaymentCloud Review
	Benefits and Features
Monthly Fee	No monthly fees	Not disclosed - offers customized pricing
Good For	Small-mid sized businesses; Seasonal businesses
Equipment	$99 for Helcim Card Reader; $329 for Helcim Smart Terminal	Available through third-party providers (Clover, Dejavoo, etc.)
Accept International Payments	Customers can purchase in CAD/USD (not their local currency) from any location	Not disclosed
Customer Service	Phone, email, or schedule callback	Phone and Form Submission
Fraud Prevention Tools
Invoice Management
Pricing Model	Interchange plus	Customized
Recurring Billing
ACH Payments	0.5% + $0.25 per transaction
Swipe Rate	Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)	Not disclosed - offers customized pricing
Online Rate	Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume)	Not disclosed - offers customized pricing
Keyed-in Transaction Fee	Interchange + 0.50% + 25¢ (for processing up to $50,000/mo; discounts for larger volume)	Not disclosed - offers customized pricing
Deposit Time	1-2-day funding
Chargeback Fee	$15 ($0 if you win the dispute)
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pricing Model
Pros & Cons	Pros: Volume discounts No monthly fees Excellent merchant tools Good customer service Cons: Only 2 equipment options Not for high-risk businesses	Pros: Supports up to 3% chargeback ratio Customized payment solutions Dedicated account manager Cons: Underwriting process No disclosed fees Potential long-term contract
Bottom Line	Excellent interchange-plus provider if you're looking for overall value and service... Read full review	Trusted merchant account provider for low to high-risk businesses... Read full review
	Visit Site	Visit Site
	Start Accepting Payments Fast Helcim Card Reader for $109 Helcim Pricing	High Risk? No Problem 98% Approval Accepts Bad Credit Merchants
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Start Accepting Payments Fast

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Interchange Plus Pricing
No Monthly Fees
No Contracts

Helcim Card Reader for $109

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Tap & Pay
Chip & PIN
PIN Debit
Email receipts
Inventory and customer tracking
Analytics & reporting
Batch history
Card on file

Helcim Pricing

Monthly Volume	In-person Transactions	Online and Keyed Transactions
$0 - $50,000	Interchange + 0.40% + 8¢	Interchange + 0.50% + 25¢
$50,001 - $100,000	Interchange + 0.35% + 7¢	Interchange + 0.45% + 20¢
$100,001 - $500,000	Interchange + 0.25% + 7¢	Interchange + 0.35% + 20¢
$500,001 - $1,000,000	Interchange + 0.20% + 6¢	Interchange + 0.25% + 15¢
$1,000,001+	Interchange + 0.15% + 6¢	Interchange + 0.15% + 15¢

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High Risk? No Problem

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Find Out More

98% Approval

Get Started

Competitive Options for Payment Processing at All Risk Levels
Fast Funding
No Setup/Hidden Fees
No Minimum Credit Score
All Industries Accepted

Accepts Bad Credit Merchants

Get Started

Competitive Options for Payment Processing at All Risk Levels
No Setup/Hidden Fees
No Minimum Credit Score

Which is Better: Helcim or PaymentCloud?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.

In short: Helcim's contract is excellent. PaymentCloud's equipment and high volume business are notable. In particular, the high volume business is outstanding.