Helcim vs PaymentCloud
Helcim is an excellent interchange-plus provider if you're looking for overall value and service. How does it compare to PaymentCloud? Read our comparison chart below.
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Helcim | PaymentCloud | |
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Start Accepting Payments Fast - | High Risk? No Problem - | |
Benefits and Features | ||
Monthly Fee | Not disclosed - offers customized pricing | |
Good For | Small-mid sized businesses; Seasonal businesses | |
Equipment | $109 for Helcim card reader; $349 for Helcim smart terminal | Available through third-party providers (Clover, Dejavoo, etc.) |
Accept International Payments | Customers can purchase in CAD/USD (not their local currency) from any location | |
Customer Service | Phone, email, or schedule callback | |
Fraud Prevention Tools | ![]() | ![]() |
Invoice Management | ![]() | ![]() |
Pricing Model | ||
Recurring Billing | ![]() | ![]() |
ACH Payments | ||
Swipe Rate | Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume) | Not disclosed - offers customized pricing |
Online Rate | Interchange rate + 0.50% + $0.25 (for processing up to $50,000/month; discounts for larger volume) | Not disclosed - offers customized pricing |
Keyed-in Transaction Fee | Interchange + 0.50% + 25ยข (for processing up to $50,000/mo; discounts for larger volume) | |
Deposit Time | ||
Chargeback Fee | $15 ($0 if you win the dispute) | |
CreditDonkey® Reviews | ||
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Equipment | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
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Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Ecommerce | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
High Volume Business | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Low Volume Business | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Pricing Model | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
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Bottom Line | Excellent interchange-plus provider if you're looking for overall value and service... | Trusted merchant account provider for low to high-risk businesses... |
Visit Site | Visit Site | |
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Helcim Card Reader for $109
- Tap & Pay
- Chip & PIN
- PIN Debit
- Email receipts
- Inventory and customer tracking
- Analytics & reporting
- Batch history
- Card on file
Helcim Free Credit Card Processing
Pass on your credit card processing fees to your customers and clients to accept credit cards at no cost (0%). Easily navigate surcharges, convenience fees, and service charges with Helcim Fee Saver.
High Risk? No Problem
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
98% Approval
- Competitive Options for Payment Processing at All Risk Levels
- Fast Funding
- No Setup/Hidden Fees
- No Minimum Credit Score
- All Industries Accepted
Accept Credit Card Payments
- Top-rated customer support and dedicated account representative
- Fast funding with same-day deposits
- No setup/hidden fees
- Free terminal
- No minimum credit score and 98% approval rate
- Fast approvals and same day setup
Which is Better: Helcim or PaymentCloud?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Helcim or Square.
In short: Helcim's contract is excellent. PaymentCloud's equipment and high volume business are notable. In particular, the high volume business is outstanding.