Fundrise Alternatives
Thanks to Fundrise, real estate investing just got easier. But it's not for everyone. If you're looking for a similar platform, you can start your hunt here.
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Here are the 7 alternatives to Fundrise:
- Arrived for rental properties
- Groundfloor for debt securities
- Yieldstreet for wide range of assets
- AcreTrader for farmlands
- CrowdStreet for CRE properties
- RealtyMogul for 1031 exchanges
- Roofstock for single-family rentals
There's no doubt that Fundrise is a popular real estate investment platform. You can start your real estate journey with just $10 and low fees.
But Fundrise may not be the best platform if you:
- Prefer a shorter investment period
- Want to select individual properties to invest in
- Want dividends to be paid monthly
- Are looking to invest specifically in farmland or a wide range of commercial real estate and debt securities
You may find a better fit by checking out its alternatives. Read on.
7 Best Fundrise Alternatives
These 7 platforms allow you to invest in real estate just like Fundrise.
Fundrise has multiple alternatives. For instance, Groundfloor offers better yields, while Arrived lets you invest directly in individual properties without a subscription. Ultimately, the best one depends on your goals as an investor.
Arrived: Best For Rental Properties
At Arrived, you can "co-own" a rental unit with other investors for just $100. Arrived handles all the property management work, so you don't have to. You can cherry-pick individual rental properties, unlike Fundrise, which limits you to investing in funds only.
While Arrived mainly focuses on individual homes, it also offers funds like Private Credit
and Single-Family Residential Fund. These funds invest in multiple assets, so your investment is automatically diversified.
Arrived is also open to non-accredited investors (meaning anybody can invest). You can earn through capital appreciation of shares over time or through monthly rental income dividends.
Pros + Cons:
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Invest in Rental Homes with $100+
Browse rental home investments for free. No bank account required
Groundfloor: Best For Debt Securities
Groundfloor is all about real estate debt. Rather than buying shares of a property, you're lending money and getting paid interest—no accreditation required.
There are 3 products to choose from as an investor:
- Flywheel Portfolio
A diversified fund composed of hundreds of short-term loans. The minimum investment is $100, but after that, you can invest in smaller amounts.[1] - Limited Recourse Obligations (LROs)
With LROs, you can pick the specific loan you want to invest in. The initial investment is also $100. LROs could default, so using tools like Auto Invest helps diversify your portfolio.
- Real Estate Notes
Short-term, high-yield notes, usually with terms of 3 months or 12 months. The minimum investment is higher at $1,000.
Typically, you don't pay fees as an investor because the borrower covers them. But there's a 0.5-1.0% management fee with Flywheel Portfolio since it's a managed fund.
Pros + Cons:
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Invest in Real Estate with $100
- Short-term real estate investments lasting just 6-18 months
- Open to non-accredited investors
- Low fees
Yieldstreet: Best For A Wide Range Of Assets
Yieldstreet offers a wider range of alternative assets than Fundrise. It supports over 10 asset classes—from private credit to art.
Aside from the Alternative Income Fund, most YieldStreet funds are limited to accredited investors.
This means you have fewer options if you're a non-accredited investor.
Typically, you can earn through dividends and share appreciation over time. Dividend payment frequency is not fixed. It can either be paid to you monthly, quarterly, or once an event occurs.
You also need a minimum of $10,000 to invest in the YieldStreet Alternative Income Fund, whereas you can start with just $10 in Fundrise.
Pros + Cons:
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Online Alternative Investments
- Exclusive access to private market investments
- Wide range of alternative investments like art, real estate, legal financing, and more
- Goal-based investing for growth or income
- Minimums starting from $10,000
Acretrader: Best For Farmlands
AcreTrader is one of the few platforms that invests primarily in farmlands. However, it's only open to accredited investors.
In AcreTrader, you earn in two ways:
- Potential farmland value appreciation over time
- Annual cash rent payments from farmers
AcreTrader's track record is pretty impressive. It has only had two losses so far, and both listings are externally managed (now discontinued). As of April 2025, all AcreTrader-managed properties exited profitably.[3]
That said, unlike Fundrise, AcreTrader requires a high minimum investment. It varies depending on the size of the property, but it typically starts between $15,000 - $30,000 for most offerings. It also charges a 0.75% management fee.
Pros + Cons:
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Crowdstreet: Best For CRE Properties
CrowdStreet lets you invest in commercial real estate (CRE) properties. You can choose between investing in individual properties or diversified funds.
Some individual properties returned a gain as high as 120%, but they also had total losses.[4] So, remember to diversify well.
CrowdStreet has a higher minimum investment than Fundrise, as it typically starts at $25,000.[5] That said, you need to be accredited to invest in CrowdStreet.
Pros + Cons:
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RealtyMogul: Best For 1031 Exchanges
A unique feature of RealtyMogul is its investment opportunities that accommodate 1031 exchanges. It also offers REITs for diversified investments.
1031 Exchange
Just to give some context, when you sell a property, you can save on taxes through a 1031 exchange. All you have to do is buy a new property that's equal to or more expensive than the one you sold.
If you can't find a property that costs more, you can buy a cheaper one and use DST properties to make up the difference.
RealtyMogul is one of the platforms that offers DST properties to help you with this 1031 exchange.
RealtyMogul REITs
Aside from DSTs, RealtyMogul offers two REITs:
- RealtyMogul Income REIT
A fund focusing on monthly income to investors through CRE investments. This means you'll receive a higher dividend rate with this fund.[6] - RealtyMogul Apartment Growth REIT
A fund investing in apartment buildings for capital appreciation. While it might have a low dividend rate, its share price is designed to grow significantly over time.[7]
The minimum investment is $5,000 for REITs; $25,000 for individual deals. The asset management fee is 1% - 1.5% annually.
Pros + Cons:
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Roofstock: Best For Single-Family Rentals
Roofstock is a data, analytics, and investment platform focused on the single-family rental sector (SFR). It works more like a real estate broker than a real estate crowdfunding platform.
At Roofstock, you can basically invest in turnkey properties regardless of where you are because it has already done all the real estate data and research for you. The minimum investment depends on the down payment, which could be tens of thousands of dollars.
However, it does offer the Roofstock One REIT, which is made up of SFR properties. If you're an accredited investor, you can get started with just $5,000.
If you invest in Roofstock One, you're required to hold your shares for 5 years minimum.[8]
Pros + Cons:
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What is Fundrise?
Fundrise is a real estate and venture capital investment platform. Initially, Fundrise focused on real estate properties, but it now extends its offerings to include venture capital and private credit (or private lending).
Ben Miller, the co-founder and CEO of the company, started Fundrise in 2012 with the idea to make real estate investing accessible to everyone.
The minimum investment in Fundrise is only $10. It is open to all types of investors who are U.S. residents 18 years or older.
That said, Fundrise is best for:
- Long-term investors
- New investors with low capital (no accreditation required)
- Investors aiming to diversify their portfolio
- Investors looking for passive income through dividends
Yes, many investors have provided feedback about earning money through Fundrise. CreditDonkey shares some of that investing journey through this review.
How To Choose Best Fundrise Alternatives
There are many factors to consider when investing in real estate:
- Eligibility to invest
Most platforms are limited to accredited investors. If you're non-accredited, check which platforms are open to all. - Minimum investment
When you invest, you may find it safer to diversify your portfolio. If you're not investing in a diversified fund, ensure that your individual picks are balanced. - Holding period
Most alternative investments require a long investment period. This could take from 3 to 5 years, so only invest money you will not need in the next few years. Also, check if you're okay with the frequency of the cash yield distributions. - Weigh the risks
Before you invest, ensure you've read about the risks and rewards of that product. Remember, high rewards come with high risks. Only invest money you're willing to let go.
Fundrise is the better option if your goal is to gain dividends and pay lower costs. It has a higher historical average return and lower management fees. However, public REITs may be a better choice if you want greater liquidity, as you can buy and sell REIT shares anytime on the stock exchange.
Our Methodology
To select the platforms on this list, we first checked the legitimacy of each company. This was to ensure that all platforms have a track record of delivering positive returns to their investors.
We also checked which types of investors they allow and how each investment offering works. This is to validate that the cash flow and investment process are logical relative to the yields they offer.
Lastly, we considered the reviews left by its users, only including those with relatively good reviews.
Bottom Line
Many platforms provide similar offerings to Fundrise. However, not all of them accept non-accredited investors or have a low minimum investment like Fundrise.
Alternatively, some of these platforms offer shorter investment terms with higher interest rates compared to Fundrise, making them a better choice for some investors.
Before you invest, ensure that you understand all the risks involved by doing proper research.
References
- ^ GroundFloor. What investment opportunities does Groundfloor provide?, Retrieved 04/14/2025
- ^ SEC. Accredited Investor, Retrieved 04/14/2025
- ^ AcreTrader. INC Historical Exits, Retrieved 04/14/2025
- ^ CrowdStreet. CrowdStreet Marketplace Realized Track Record, Retrieved 04/14/2025
- ^ CrowdStreet. Minimum Investment, Retrieved 04/14/2025
- ^ RealtyMogul. Income REIT, Retrieved 04/14/2025
- ^ RealtyMogul. Apartment Growth REIT, Retrieved 04/14/2025
- ^ Roofstock. Roofstock vs. RealtyShares: A head-to-head comparison, Retrieved 04/14/2025
Invest in Real Estate with $10+
- Only $10 minimum investment
- Get a diversified portfolio of real estate projects across the US
- Open to all investors
Invest in Rental Homes with $100+
Browse rental home investments for free. No bank account required
Online Alternative Investments
- Exclusive access to private market investments
- Wide range of alternative investments like art, real estate, legal financing, and more
- Goal-based investing for growth or income
- Minimums starting from $10,000
Invest in Real Estate with $100
- Short-term real estate investments lasting just 6-18 months
- Open to non-accredited investors
- Low fees
Write to Stella Magay at feedback@creditdonkey.com. Follow us on Twitter and Facebook for our latest posts.
Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
Fundrise, LLC ("Fundrise") compensates CreditDonkey Inc for new leads. CreditDonkey Inc is not an investment client of Fundrise.
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